Jacob Waters

Jeremy Kelley is a CFP® professional with 17 years of industry experience, currently affiliated with Cambridge Investment Research Advisors. He has worked at Cambridge since 2018 and previously spent five years at The Huntington Investment Company. Outside of his advisory role, Kelley is involved with independent insurance agencies and serves as a trustee for nonprofit organizations. Cambridge Investment Research Advisors serves individual investors, retirement plans, charitable organizations, and pension/profit-sharing plans through a large network of independent financial professionals. The firm offers financial planning, portfolio management, and retirement plan advisory services, utilizing a range of account platforms and investment approaches.

Mark Casto is a CFP® professional with 26 years of industry experience, currently serving at Creative Financial Solutions, LLC. He has worked with Cambridge Investment Research Advisors Inc. since 2014. Outside of his advisory role, he operates as an independent insurance agent through his own firm, MARK CASTO, LLC. Creative Financial Solutions, LLC provides customized financial planning and advisory services for individuals, families, small businesses, and trusts. The firm emphasizes individualized planning supported by financial-planning software and third-party research, while investment activities are conducted through advisors’ dual registrations with Cambridge Investment Research and custodial platforms such as Fidelity and Schwab.

Ryan Garland is a CFP® professional at Savvy with seven years of industry experience. He has worked at multiple firms including Budros, Ruhlin & Roe and Corient Services LLC. Outside of his advisory role, Garland facilitates farm succession planning with agricultural families through Nationwide Land As Your Legacy, where he also delivers presentations and helps connect clients with relevant professionals. Savvy provides customized discretionary and non-discretionary investment and wealth management services to individuals, trusts, estates, retirement plans, charitable organizations, corporations, and other legal entities. The firm combines an index-based core with tailored strategies such as direct indexing with tax-loss harvesting, active and passive stock portfolios, and ESG-focused models, supported by proprietary technology and third-party platforms.

Richard Tucker is a financial advisor with Fifth Third Securities, Inc. in Circleville, Ohio. He holds Series 63 and Series 66 licenses and has 32 years of industry experience, including 27 years with Fifth Third Securities. Fifth Third Securities, Inc. provides brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate and business clients, and institutional investors. The firm offers a range of discretionary managed-account programs and features such as direct indexing and tax-overlay services, operating as a wholly owned subsidiary of Fifth Third Bank.

Seth Hargrove is a CFP® with 15 years of industry experience, currently serving as a financial advisor at Fifth Third Securities, Inc. since 2014. He has been affiliated with Fifth Third Bank since 2013. Fifth Third Securities, Inc. provides brokerage and investment advisory services through its Passageway Managed Account Program to a range of clients including individuals, charitable organizations, and institutional investors. The firm offers multiple discretionary managed-account programs and features such as direct indexing and tax-overlay services, operating as a broker-dealer, SEC-registered investment adviser, and municipal advisor within the structure of a large banking institution.

Jason Phipps is a financial advisor with Primerica Advisors, holding Series 63 and Series 66 designations and 24 years of industry experience. His prior roles include positions at Guardian Life Insurance Company, Park Avenue Securities, Raymond James Financial Services, and People's Bank, N.A. Outside of his advisory work, he serves as a board member and treasurer for Clinton Massie Peewee Football and as treasurer and trustee for Wilmington CIC. Park Avenue Securities LLC serves a diverse retail client base, offering brokerage and advisory services, financial planning, and consulting. The firm utilizes a variety of proprietary and third-party investment strategies and supports multiple account features including lending solutions and donor-advised funds.