James Staines

Michael Tringali is a CFP® and PFS™ credentialed financial advisor with 23 years of industry experience. He is the principal of Fee-Only Financial Advisors, LLC, an independent, fee-only firm he has led since 2016. His prior experience includes roles at Modera Wealth Management, LLC and managing his own practice, Michael J. Tringali, P.A., since 1991. Outside of advisory work, he serves as finance director and executive committee member of the Citrus County YMCA branch and is involved with local charitable foundations and educational scholarship trusts. Fee-Only Financial Advisors, LLC serves individuals, high-net-worth clients, trusts, estates, and select corporations with portfolio management, ongoing wealth management, and financial planning. The firm follows a fiduciary standard and employs a diversified, academically grounded investment approach based on Modern Portfolio Theory and the Efficient Market Hypothesis, offering tailored investment policy statements and tax-efficient strategies.

Paul Truesdell is a ChFC® credentialed financial advisor with 28 years of industry experience. He is the sole advisor at Truesdell Wealth, Inc., where he has worked since 2013, and he also serves as president and sole shareholder of Truesdell Consulting, Inc., which engages in insurance and securities litigation as well as broadcast journalism on a limited basis. Truesdell Wealth, Inc. is a registered investment adviser managing discretionary portfolios primarily for individuals aged 55 and older or near retirement. The firm employs a process-driven investment approach combining quantitative and qualitative analysis and offers time-billed investment advice alongside separately managed accounts.

Teresa Christensen is a CFP® professional with 15 years of industry experience. She operates Christensen Consulting, a sole proprietorship through which she contracts exclusively with Coats Financial Planning. Christensen works primarily from Dunnellon, FL, and travels quarterly to Kentucky to meet with clients. Coats Financial Planning serves individuals, trusts, estates, and small businesses by providing personalized financial planning and investment advice. The firm follows a fee-only, retainer-based model emphasizing asset allocation and long-term, buy-and-hold strategies using passively managed index funds and ETFs.

Raymond Oconnell is a financial advisor at Wealth Watch Advisors, INC with 21 years of industry experience. He holds Series 63 and Series 65 licenses. His prior roles include positions at Coppell Advisory Solutions, Onyx Bridge Wealth Group, Altus Wealth and Tax, Elite Investment Team, and Altus Wealth Strategies, with a career dating back to 1996 at O'Connell Associates. Outside of his advisory work, he is involved in non-investment businesses including fixed insurance brokerage, consulting for CPA teams, and education on wealth-building and tax strategies for business owners and high-net-worth professionals. Wealth Watch Advisors serves individual, high-net-worth, and institutional clients by providing portfolio management, financial planning, and access to third-party model portfolios. The firm employs a model-driven investment approach using approved sub-advisors and strategies tailored through client interviews and risk assessments.

Brian Wakefield is a Series 66-licensed financial advisor with seven years of industry experience. He is currently with Simplicity Wealth and also maintains an affiliation with Estate & Retirement Resources, where he offers estate and financial planning along with fixed insurance products, including index annuities and tax preparation services. Prior to these roles, he worked at Edward Jones for six years and has experience with multiple advisory firms. Simplicity Wealth provides services to a diverse client base, including individual and high-net-worth clients as well as other financial intermediaries. The firm employs a model-driven, fund-of-funds investment approach and offers technology-driven solutions such as a Managed Account Program and asset management software platforms.

Armen Riley is a financial advisor at Simplicity Wealth with Series 65 and Series 66 credentials. He has held positions at Simplicity Wealth and Legacy Private Wealth LLC since 2025 and has prior experience at Estate and Retirement Resources, Inc. from 2022 to 2025. In addition to his advisory role, he provides tailored insurance solutions to clients and estates as a registered insurance agent. Simplicity Wealth serves a diverse client base including individual and high-net-worth clients, along with financial intermediaries such as broker/dealers and trust companies. The firm employs a model-driven, fund-of-funds investment approach and offers technology-driven managed account programs and back-office services to advisers and institutional clients.