Janai Christine Rider

Victor Boltniew is the principal of Solid Rock Investment Advisory LLC in Cleveland, Tennessee, holding a Series 65 license with 18 years of industry experience. He has previously worked at Capital Retirement Planning, LLC and Capital Asset Advisory Services, LLC, and maintains an ongoing role with Tennessee Valley Retirement Solutions, where he is involved in insurance product sales. Solid Rock Investment Advisory LLC is an independent advisory firm providing discretionary asset management along with financial planning and consultation services. The firm employs a client-driven investment approach combining fundamental analysis and charting, offering tailored portfolio management reviewed at least quarterly.

Rick Hughes is a Series 65-credentialed financial advisor with 10 years of industry experience, currently with Impact Partnership Wealth, LLC. His prior roles include positions at American Retirement Institute, Retirement Wealth Advisors, and Hughes & Associates, LLC. Hughes is president of Hughes Retirement Group, where he sells Medicare and other insurance products, and he facilitates access to estate planning document services. Impact Partnership Wealth, LLC provides investment advisory services to individuals, corporations, trusts, and retirement plans, managing approximately $2.96 billion through a network of nearly 89 advisers. The firm offers model portfolio solutions, discretionary asset management, financial planning, and retirement plan services, utilizing a broad affiliated-entity ecosystem and a mix of firm-managed, third-party, and advisor-managed models.

Ricky Hughes is a Series 65-licensed financial advisor with nine years of industry experience. He is currently with Impact Partnership Wealth, LLC and has previously worked at American Retirement Institute, EP Cloud d/b/a Hughes Retirement Group, Tri State Education Center, and Retirement Wealth Advisors. Outside of his advisory role, Hughes is involved in insurance sales and facilitates estate planning document services. Impact Partnership Wealth provides investment management, financial planning, and ERISA retirement-plan consulting to individuals, high-net-worth clients, retirement plans, and business entities. The firm offers discretionary model portfolio solutions and direct asset management on a wrap-fee platform, combining third-party strategists, adviser-managed models, and direct indexing with tactical asset allocation and overlays.

Jamie Peak is a financial advisor at Impact Partnership Wealth, LLC with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Hughes Retirement Group, Brookstone Wealth Advisors, LPL Financial, and Wells Fargo Advisors. Outside of his advisory role, he is a commissioned notary. Impact Partnership Wealth provides investment management, financial planning, and ERISA retirement-plan consulting to individuals, high-net-worth clients, retirement plans, and business entities. The firm employs a combination of third-party strategists, adviser-managed models, and direct indexing with tactical asset allocation and overlays, operating primarily on a discretionary basis within a wrap-fee platform.

Virginia Owens is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 credentials and 15 years of industry experience. She has worked at Truist Advisory Services and Truist Investment Services since 2021, following roles at BB&T Investments and BB&T Securities. Owens serves as treasurer and volunteer for The Ark of Cleveland, a nonprofit animal shelter. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations, combining discretionary manager relationships with non-discretionary consulting and utilizing AI-enabled research tools to support investment decisions.

Annie Adams is a financial advisor with Transamerica Retirement Advisors, LLC in Cleveland, TN, holding Series 63 and Series 65 credentials and possessing 11 years of industry experience. She previously worked at Horace Mann Companies and Horace Mann Investors, Inc. outside of her advisory role, she was the owner of Two Ravens LLC, a short-term rental business. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners by providing managed advice and investment education services. Its investment approach relies on Morningstar Investment Management’s proprietary software and model portfolios to guide asset allocation and retirement planning.