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Janelle Ray Debacker

Advisor at Cetera — Delta, OH

Updated today

Credentials

Series 63

Experience

28 years

Location

Delta, OH 43515

Cetera logo

Cetera

Institution

Total advisors

10,176

Across 5,084 offices

Clients per advisor

79 Low

Avg AUM per client

$306,089 Low

HNW client ratio

10% Low

About

Janelle Debacker is a financial advisor at Cetera with 28 years of industry experience. She holds a Series 63 designation and has worked with Avantax and Hawthorne Financial, where she also serves as owner and sole proprietor. Additionally, she is the fiscal officer for York Township and owns a boutique selling dog-related items. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers across various program structures.

Client services

Based on Cetera

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

Based on Cetera

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy

Occupation focus

Based on Cetera

Founder/Business Owner Executive

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Fee options

Fixed

Flat fees may be charged for financial planning and consulting services as negotiated with advisor.

Percentage

$0 - $250,000: up to 2.90% $250,001 - $500,000: up to 2.90% $500,001 - $1,000,000: up to 2.70% $1,000,001 - $2,000,000: up to 2.00% $2,000,001+: up to 1.50%

Commissions

Advisors may be registered representatives and licensed insurance agents earning commissions on securities and insurance products.

Project-based

Consulting and financial planning services may be charged on an hourly rate basis, ranges not specifically stated.

Other

Account minimum: $5,000 Fee-only: Flat fees for financial planning and consulting services; hourly fees for financial planning and consulting according to client agreement; fees negotiated with advisor.

Location

See office

Delta, OH

408 Main St

Delta OH 43515

Advisors at this office

1

Most active in

Ohio

Work history

28 years of industry experience

Cetera

2025 - Present • 1 year

Schaumburg, IL

Cetera Wealth Services, LLC

2025 - Present • 1 year

Maumee, OH

York Township Trustees

2024 - Present • 2 years

Delta, OH

York Township Trustees

2023 - 2024 • 1 year

Delta, OH

Avantax Insurance Agency, LLC

2018 - 2025 • 7 years

Delta, OH

Hawthorne Financial

2011 - Present • 15 years

Delta, OH

Hawthorne Financial LLC

2011 - Present • 15 years

Delta, OH

Avantax Advisory services

1998 - 2025 • 27 years

Delta, OH

BJD Associates Inc

1997 - Present • 29 years

Delta, OH

Avantax Investment Services, INC.

1997 - 2025 • 28 years

Delta, OH

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Kelsey B

Series 65, Series 63

Whitehouse, OH

Apricity Financial Planning

Kelsey Burke is a financial advisor at Apricity Financial Planning with 11 years of industry experience. She holds Series 65 and Series 63 licenses and previously worked at Prudential Insurance Company of America and Pruco Securities, LLC for nine years. In addition to advising clients, she is involved in podcasting and movement/mindfulness instruction. Apricity Financial Planning is a fee-only independent adviser serving individuals, high-net-worth clients, and small businesses with financial planning and discretionary investment management. The firm emphasizes asset allocation and Modern Portfolio Theory, typically implementing portfolios with a passive approach using mutual funds and ETFs, and provides educational seminars and workshops.

College savings (529s, UTMA, etc.) Business ownership considerations Cash flow / budgeting General estate planning guidance Retirement income strategy
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Timothy W

Series 63, Series 65

Grand Rapids, OH

MDRN Capital

Timothy Waller is a financial advisor at MDRN Capital with six years of industry experience. He previously worked at PNC Wealth Management, Kovack Advisors, The Huntington Investment Company, and Huntington National Bank. Outside of finance, he operated personal training and gardening businesses. MDRN Capital serves individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans with discretionary investment management and comprehensive financial planning. The firm employs a multi-advisor team model, focusing on long-term portfolio construction using unaffiliated independent managers and low-cost mutual funds and ETFs.

Wealth management Retirement plans for business owners (SEP, solo 401k)
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Stefan F

Series 63

Napoleon, OH

ON Investment Management CO

Stefan Faerber is a financial advisor at ON Investment Management CO with seven years of industry experience. He holds a Series 63 designation and has worked with The O.N. Equity Sales Company since 2019. Outside of advising, he co-owns The Remade House, LLC, where he and his spouse engage in residential house flipping as a hobby. ON Investment Management CO is a subsidiary of The O.N. Equity Sales Company that provides financial planning, portfolio management, and retirement-plan advisory services to individuals, families, trusts, charitable organizations, and businesses. The firm offers a mix of discretionary and non-discretionary asset management through third-party programs and maintains a dual-registration model involving broker-dealer activities.

General retirement planning Retirement income strategy College savings (529s, UTMA, etc.)
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Eric W

Series 66

Whitehouse, OH

Farther

Eric Watson is a Series 66-licensed advisor with 14 years of industry experience. He has worked at Farther since 2025 and previously led Eric Watson Financial Group LLC for 12 years. Watson is also the owner and president of Turtle Shell Properties, LLC. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a web and mobile platform as well as in-person meetings. The firm employs a Modern Portfolio Theory-based approach, utilizing proprietary model portfolios, algorithmic rebalancing, and a mix of ETFs, mutual funds, individual equities, and fixed income.

Passive / index investing Retirement plans for business owners (SEP, solo 401k) Options & derivatives strategies
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Scott P

Series 63, Series 66

Swanton, OH

FIFTH THIRD SECURITIES, Inc.

Scott Peluso is a financial advisor with Fifth Third Securities, Inc. in Swanton, Ohio, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has worked at Fifth Third Securities and Fifth Third Bank since 2022, with prior roles at BFC Planning, Inc., Berthel Fisher & Company Financial Services, Inc., and Citizens Securities, Inc. In addition to his advisory work, he is an agent involved in Medicare insurance sales. Fifth Third Securities, Inc. serves a diverse client base including individuals, high-net-worth clients, and institutions through both advisory and brokerage services. The firm offers multiple investment programs via the Passageway Managed Account Platform, employing a range of strategies from mutual funds and ETFs to separately managed accounts and direct indexing.

Passive / index investing Tax-loss harvesting ESG / Sustainable investing General retirement planning
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Shelbie C

Series 65, Series 63

Swanton, OH

FIFTH THIRD SECURITIES, Inc.

Shelbie Conrad is a financial advisor at Fifth Third Securities, Inc. with six years of industry experience. She holds Series 65 and Series 63 licenses and has worked at Fifth Third Securities since 2020, and at Fifth Third Bank since 2017. Prior to that, she was employed at Jim White Toyota for one year. Fifth Third Securities, Inc. serves a diverse client base including individuals, high-net-worth clients, corporations, trusts, and retirement accounts through investment advisory and brokerage services. The firm offers multiple investment programs on the Passageway platform, utilizing third-party portfolio managers and a range of strategies including mutual funds, ETFs, separately managed accounts, and direct indexing.

Passive / index investing Tax-loss harvesting ESG / Sustainable investing General retirement planning
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