Janice Nadine Borsch

Daniel Rohr is a financial advisor at Rohr Financial Advisors, LLC with 13 years of industry experience. He holds the PFS™ credential and has worked at firms including WealthSource Partners, LLC and OneDigital Investment Advisors LLC. Outside of financial advising, he is the managing shareholder of Rohr & Associates, Inc., a CPA firm providing accounting and tax preparation services. Rohr Financial Advisors is a state-registered firm offering comprehensive financial planning services to individuals, trusts, and estates. The firm delivers customized written plans and implementation recommendations without managing client assets, coordinating with third-party professionals for execution.

Zachary Seidman is a financial advisor at Phase Line Financial with three years of industry experience. He holds Series 65 and Series 66 licenses and has worked previously at Barrett Financial Group, Thrive Mortgage, NEXA Mortgage, MML Investors Services, and MassMutual Life Insurance Company. He is also a licensed life insurance agent. Phase Line Financial is an independent, state-registered investment adviser providing discretionary portfolio management and financial planning to individuals, high-net-worth clients, charitable organizations, and businesses. The firm’s investment strategy centers on diversified, largely passive portfolios guided by Modern Portfolio Theory, complemented by fundamental and technical analysis and the use of outside managers when appropriate.

William Buckingham is a CFP® and holds a Series 63 license, operating as the sole advisor at W. C. Buckingham, CPA in Arroyo Grande, CA. He has been with the firm since 1993, totaling 33 years of experience in accounting and investment advisory services. W. C. Buckingham, CPA is a fee-only accounting and investment advisory practice serving individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm uses a strategic asset allocation approach combining passive index funds and ETFs with selective active managers, and offers both project-based financial plans and ongoing advisory services integrated with accounting and tax considerations.

Justin Cook is a financial advisor at Ambition Financial LLC in Nipomo, CA. He holds a Series 65 designation and has over 12 years of combined experience, including his corporate finance role at Cisco Systems since 2015. Ambition Financial LLC is an independent firm that provides fee-only wealth management and financial planning services primarily to individuals and high-net-worth clients. The firm’s investment approach emphasizes modern portfolio theory, asset allocation, and passive strategies using mutual funds and ETFs, along with access to third-party managers and model portfolios.

Paul Kramer is a financial advisor at Miles Brown Asset Management with a Series 65 credential and one year of industry experience. His prior work includes roles at Kramer Wealth Management, Miles Brown and Associates, and several companies outside of finance, such as OhmConnect Inc and Vision Dental Plan Inc. Miles Brown Asset Management provides fee-only, fiduciary advisory services to individuals, families, trusts, and retirement and profit-sharing plans. The firm offers discretionary investment management using individual securities, mutual funds, ETFs, and options, along with a proprietary automated ETF-only platform for smaller accounts.

Paul Laughton is a financial advisor with Diversified Capital Group, holding Series 63 and Series 65 registrations and 24 years of industry experience. He has been with Diversified Capital Management LLC since 2007. Outside of his advisory work, Laughton serves as the president of a homeowners association in Park City, Utah. Diversified Capital Group provides discretionary asset and portfolio management services primarily to individual and high-net-worth clients. The firm employs multiple analysis methods and a range of strategies, focusing on individualized portfolios with continuous monitoring and periodic rebalancing.