Jeffery Wilkins

Rachel Harris is the sole advisor at Harris Financial Consulting, PLLC, an independent firm based in Alvin, TX. She holds Series 63 and Series 65 licenses and has five years of industry experience, including prior roles at PFS Investments Inc. and Primerica Financial Services. Before her financial career, she operated Rachel Harris Music Studio for eight years. Harris Financial Consulting provides financial planning, portfolio advisement, retirement planning, philanthropic investment advice, financial document drafting, and educational seminars to both retail and institutional clients. The firm employs a long-term, diversified investment approach based on Modern Portfolio Theory and behavioral finance, focusing on client-directed, non-discretionary recommendations.

Kevin Londergan is a financial advisor at BayRock Financial, L.L.C. with 22 years of industry experience. He holds a Series 63 designation and is also a partner in the CPA firm Bond, Snider, Glaw & Londergan, LLP, which focuses on income and estate tax planning, tax return preparation, asset protection, and business advisory services for small business owners. He is part owner of Oglesby & Londergan Financial Services, Inc., a tax planning and small business advisory firm. BayRock Financial serves individual investors and other advisers by providing discretionary portfolio management and financial planning services. The firm emphasizes customized portfolios and ETF-based model allocations, integrating financial planning with investment management through a formal multi-tier subscription planning program and a documented planning process.

Sally Branson is a financial advisor with Texas Family Wealth, LLC, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. Her career includes 14 years at Raymond James Financial Services Advisors, Inc., and she has served in a political office for the City of Friendswood since 2017. Outside of her advisory work, she is involved in public service through her role with the City of Friendswood. Texas Family Wealth serves individuals, families, trusts, estates, small businesses, and retirement plans with customized wealth management, portfolio management, financial planning, and retirement plan advisory services. The firm employs a fiduciary, long-term investment approach using a combination of fundamental and technical analysis and sponsors a wrap fee program that incorporates trading costs into asset-based fees.

Matthew Silvey is a financial advisor at Texas Family Wealth, LLC with a Series 65 credential and one year of industry experience. Prior to joining Texas Family Wealth, he worked at the YMCA and held various roles including positions at Sunny's Pizza and Wings and Clay & Company. Texas Family Wealth serves individuals, families, trusts, estates, small businesses, and retirement plans by providing customized wealth management, portfolio management, financial planning, and retirement plan advisory services. The firm employs a fiduciary, customized investment approach combining fundamental and technical analysis, typically focusing on long-term strategies and offering a distinctive wrap fee program that includes bundled transaction costs.

Michael Mc Laughlin is a financial advisor with ANCAP Financial in League City, TX, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Eagle Strategies, NYLIFE Securities, and Lochton Capital. ANCAP Financial serves individual clients, including high-net-worth individuals, offering comprehensive financial planning, discretionary portfolio management, and retirement plan consulting. The firm uses tailored asset allocation and a mix of mutual funds, ETFs, and outside managers, with a fee structure based on fixed, hourly, or recurring fees rather than percentage-of-AUM billing.

James Munchbach is a CFP® and ChFC® with 20 years of experience in the financial services industry. He has worked at BayRock Financial, L.L.C. since 2016 and previously held positions at firms including Morgan Stanley and Financial Alliance Network. In addition to his advisory work, he serves as a Professor of Personal Finance at the University of Houston's Bauer College of Business. BayRock Financial is a registered investment adviser that primarily serves individual investors and other advisers, offering discretionary portfolio management and financial planning services. The firm emphasizes customized ETF portfolios and integrates financial planning with investment management through a multi-tier subscription planning program and a documented "Blueprint" process.