Jennifer Victoria Palakiko

Michael McCall is the sole advisor at Michael J.D. McCall, LLC, an independent firm based in Bear Valley Springs, CA. He holds Series 63 and Series 65 licenses and has 23 years of industry experience, having led his firm since its founding in 2003. Michael J.D. McCall, LLC provides comprehensive portfolio management and integrated financial planning to individuals, high-net-worth clients, corporations, charitable organizations, and other non-individual entities. The firm manages approximately $61.1 million on a discretionary basis, employing fundamental analysis and longer-term purchase strategies with regular portfolio reviews and rebalancing.

Thomas Mills is a financial advisor with Mills Financial Services LLC in Tehachapi, CA. He holds a Series 66 designation and has 25 years of industry experience, including 17 years at Waddell & Reed, Inc. and a brief tenure at AllState Insurance Company. In addition to his advisory work, he is a licensed insurance agent and dedicates part of his time to insurance sales and servicing. Mills Financial Services LLC provides financial planning, investment consultation, and ongoing portfolio management to individuals, high-net-worth clients, and small businesses. The firm combines fundamental analysis with Modern Portfolio Theory to build diversified portfolios and manages accounts on a nondiscretionary basis requiring client approval for trades.

Lance Patton is a financial advisor at Independent Financial Group, LLC with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at NPB Financial Group, Cetera Advisor Networks, Cetera Wealth Services, and Pension Planners Securities. Patton operates an independent financial planning practice under a DBA name and also conducts insurance activities outside of IFG. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth clients, trusts, and institutional plans. The firm utilizes a combination of firm- and third-party models, strategic asset allocation, and ongoing manager due diligence to develop tailored investment strategies across standard risk profiles.

Thomas O'Malley is a financial advisor at Edward Jones in Tehachapi, CA, holding a Series 66 designation with one year of industry experience. He previously worked at JPMorgan Chase for 22 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Francisco Garcia is a financial advisor at Edward Jones in Tehachapi, CA, holding CFP®, ChFC®, and Series 66 credentials with eight years of industry experience. Prior to joining Edward Jones in 2018, he worked briefly at Anderson and Associates and in roles related to the Sierra Nevada Brewing Company, Lost Dutchman Taproom, and Chico Heat Baseball Club. Outside of advising, he is also an author. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of investment strategies and advisory services with approximately $1.01 trillion in assets under management supported by a large network of financial advisors and branch offices nationwide.