Jessica Berg

Luisa Lewis is a financial advisor with LPL Financial based in Eau Claire, WI, holding Series 63 and Series 66 licenses and three years of industry experience. She has worked at LPL Financial since 2022 and concurrently serves at BMO Bank NA. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households, offering a variety of investment solutions supported by in-house research and a large network of investment adviser representatives.

Susan Dvoracek is a financial advisor with LPL Financial in Chippewa Falls, WI, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. Her prior roles include positions at U.S. Bancorp Investments, Inc. and BMO Harris Bank. Outside of her advisory work, she is a business owner of Hillside Spring Farm LLC. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of financial planning and investment management solutions supported by an in-house Research team and a large network of investment adviser representatives.

Joel Ratz is a financial advisor with Ameriprise, holding a Series 66 designation and 15 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he is involved in commercial real estate ownership. Ameriprise is an institutional firm offering retirement-income planning services primarily for clients with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary retirement income recommendations through a centralized consulting team.

Krista Caucutt Ratz is a financial advisor with Ameriprise, holding a Series 66 designation and 19 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she owns Caucutt-Ratz Tax Preparation LLC, a tax preparation business. Ameriprise offers retirement-income planning services primarily for clients with at least $1 million in investable assets, delivering tailored written recommendations that incorporate tax-smart withdrawal strategies and Social Security claiming options. The firm combines research, modeling, and automated tools overseen by a dedicated team to support its advisory approach.

Adam Zawilenski is a financial advisor with LPL Enterprise, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of advising, he is involved in the Foster Bar and Grill in Osseo, WI, working there on a part-time basis. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and corporate clients. The firm provides financial planning, access to model wealth portfolios, and third-party asset management programs, combining advisory services with brokerage and insurance product offerings.