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Jessica Hettiger

Advisor at Cetera

Updated today

Location

Fountain, MI 49410

Credentials

Series 65

Industry experience

1 year

About

Jessica Hettiger is a financial advisor at Cetera with one year of industry experience. She holds a Series 65 designation and previously worked at Borema-Hamm Agency and Brad Chapman Agency - State Farm. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, utilizing a blend of advisor-managed accounts, model portfolios, and third-party solutions.

Client services

Based on Cetera

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

Based on Cetera

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy

Occupation focus

Based on Cetera

Founder/Business Owner Executive Retired

Demographic focus

Based on Cetera

HENRY (High Earners, Not Rich Yet) Approaching retirement

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Fee options

Fixed

Flat fees for financial planning and consulting negotiated with client

Percentage

$0 - $250,000: Up to 2.75% $250,001 - $500,000: Up to 2.50% $500,001 - $750,000: Up to 2.00% $750,001 - $1,000,000: Up to 1.75% $1,000,001 - $2,000,000: Up to 1.50% $2,000,001 - $5,000,000: Up to 1.25% $5,000,001+: As low as 0.75% (varies by program)

Project-based

Hourly consulting and financial planning rates negotiated with client

Other

Account minimum: $5,000 Minimum fee: Minimum program fees ranging from $99 to $199 annually depending on program Fee-only: Flat or hourly fees for financial planning and consulting services, negotiated case-by-case

Location

3992 Main St

Fountain, MI 49410

Most active in

Michigan

Work history

Cetera

2024 - Present (2 years)

Cetera Advisor Networks Llc

2024 - Present (2 years)

Borema-Hamm Agency

2023 - 2024 (1 year)

Brad Chapman Agency - State Farm

2019 - 2023 (4 years)

Urka Auto Center

2016 - 2019 (3 years)

Great Lakes Ford

2014 - 2016 (2 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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General retirement planning Retirement income strategy Social Security optimization College savings (529s, UTMA, etc.)
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