Jo Kathleen Kovacich

Paul Muhich is a financial advisor with Due North Financial, LLC in Eveleth, MN, holding CFP® and ChFC® designations and bringing 30 years of industry experience. He has worked with Due North Financial since 2016 and previously with Gradient Securities, LLC and Gradient Wealth Management. Outside of his advisory work, Muhich serves as a commissioner on the City of Eveleth Planning Commission and performs as a vocal soloist for various area churches. Due North Financial, LLC provides discretionary asset management and financial planning primarily for individual clients, as well as charitable organizations and some business clients. The firm uses documented investment programs incorporating fundamental and technical analysis, employs third-party model portfolios and sub-advisors, and maintains custody through platforms like Altruist and Charles Schwab.

Andrew Rogers is a financial advisor at Northland Capital Management with five years of industry experience. He holds the Series 65 designation and previously worked for fourteen years at Cleveland-Cliffs Northshore Mining Company. Northland Capital Management is a fee-only advisory firm that serves individuals, trusts, and pension plans through discretionary portfolio management and limited financial planning. The firm employs a primarily top-down investment approach with model portfolios ranging from Conservative to All Equity, including ESG options targeting lower carbon intensity.

Julie Johnson is a financial advisor with Northland Capital Management in Virginia, MN, holding a Series 65 credential and 10 years of industry experience. She has been with Northland Capital Management LLC since 2016. Northland Capital Management is a fee-only advisory firm serving individuals, trusts, and pension plans with discretionary portfolio management, limited financial planning, and occasional consulting. The firm employs a top-down investment process with a value tilt and offers both standard and ESG model portfolios, including services for some state and municipal government clients.

Christopher Erickson is a financial advisor at Northland Capital Management with 15 years of industry experience. He has been with Northland Capital Management since 2008 and holds Series 63 and Series 65 designations. Northland Capital Management is a fee-only investment advisory firm serving individuals, trusts, and pension plans through discretionary portfolio management and limited financial planning. The firm manages a range of model portfolios using a top-down, systematic approach with a focus on value stocks, ETFs, and mutual funds, and offers both standard and ESG portfolios targeting lower carbon intensity.

Adam Link is a CFP® with three years of industry experience, currently serving as a financial advisor at Portfolio Medics, LLC. He also holds roles as an Engineering Manager at Coinbase and Managing Director at Fireweed Capital, where he is involved in real estate activities. His prior experience includes positions at several firms, including Fluidity and Securian Financial Services. Portfolio Medics provides investment advisory and financial planning services primarily to individuals and high-net-worth clients, as well as small businesses, retirement plans, and charitable organizations. The firm employs a diversified investment approach that combines fundamental, technical, and cyclical analysis, offering customized portfolios with a range of investment strategies tailored to client objectives and risk tolerance.

Scott Brandt is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 credentials and 21 years of industry experience. He previously worked at John Hancock from 2008 to 2023 and has been affiliated with both Commonwealth Financial Network and Opus 111 Group since 2024. Outside of his advisory work, he has served as an ice rink attendant for the City of Aurora Recreation Department. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors. The firm provides a range of advisory programs and services, including discretionary model portfolios and personalized investment solutions, while offering operational and compliance support to affiliated advisors.