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Joan L Check

Advisor at Empower Advisory Group — Bedminster, NJ

Updated today

Credentials

CFP®, Series 63, Series 65

Experience

22 years

Location

Bedminster, NJ

Empower Advisory Group logo

Empower Advisory Group

Enterprise

Total advisors

2,008

Across 1,086 offices

Clients per advisor

146 Very High

Avg AUM per client

$565,063 High

HNW client ratio

7% Low

About

Joan Check is a CFP®-certified financial advisor with 22 years of industry experience. She is currently affiliated with Empower Advisory Group and has held prior roles at firms including Empower Retirement Services, Eagle Strategies LLC, and New York Life Insurance Company. Outside of her advisory work, she serves as executrix for a personal estate and receives trailing commissions from a formerly operated property and casualty insurance agency. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail clients. The firm utilizes an integrated model tied to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Client services

Based on Empower Advisory Group

Financial planning Portfolio management Educational seminars or workshops

Expertise

Based on Empower Advisory Group

General retirement planning Retirement income strategy Social Security optimization Debt management College savings (529s, UTMA, etc.)

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Fee options

Fixed

One-time fees: $199, $299, $399, or $499 depending on enrollment and plan; Monthly subscription fees: $15 or $29 depending on enrollment

Subscriptions

Monthly subscription fees of $15 or $29 depending on enrollment; One-time fees as noted above

Location

See office

Bedminster, NJ

Bedminster NJ

Advisors at this office

1

Most active in

New Jersey

Work history

22 years of industry experience

Empower Retirement Services

2022 - Present • 4 years

Greenwood, CO

Eagle Strategies LLC

2022 - 2022 • 1 year

Edison, NJ

NYLIFE Securities LLc

2022 - 2022 • 1 year

Edison, NJ

New York Life Insurance Co

2022 - 2022 • 1 year

Edison, NJ

Unemployed - Homemaker

2021 - 2022 • 1 year

Brick, NJ

Equitable Advisors

2019 - 2020 • 1 year

New York, NY

Axa Advisors, Llc

2019 - 2020 • 1 year

New York, NY

UnEmployed

2019 - 2019 • 1 year

Brick, NJ

Pine Belt Insurance Agency LLC -

2017 - 2018 • 1 year

Lakewood, NJ

Allstate Insurance Company

2017 - 2018 • 1 year

Lakewood, NJ

Farmers Financial Solutions

2016 - 2016 • 1 year

Berlin, NJ

PRUCO Securities, LLC.

2012 - 2014 • 2 years

Toms River, NJ

CUNA Brokerage Services, Inc.

2010 - 2012 • 2 years

Rahway, NJ

New England Securities

2009 - 2009 • 1 year

Manasquan, NJ

Morgan Stanley

2009 - 2009 • 1 year

Toms River, NJ

Citigroup Global Markets

2006 - 2009 • 3 years

Toms River, NJ

Valic Financial Advisors

2003 - 2006 • 3 years

Cherry Hill, NJ

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Timothy M

CFP®, Series 66

Martinsville, NJ

Condor Capital Wealth Management

Timothy Moran is a CFP® and Series 66-licensed financial advisor at Condor Capital Wealth Management with 11 years of industry experience. He has previously worked at Investors Bank/Citizens, Allied Wealth Partners, Prestige Wealth Management Group, Wells Fargo Bank, PNC Investments, and Edward Jones. Moran is based in Martinsville, NJ and has been with Condor since 2023. Condor Capital Wealth Management serves individuals, business entities, trusts, pension and profit-sharing plans, estates, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management, financial planning, and consulting using a fee-only investment approach that includes equities, fixed income, mutual funds, ETFs, and alternative strategies such as direct indexing and cryptocurrency exposure under adviser oversight.

Private / alternative investments ESG / Sustainable investing Tax-loss harvesting Income planning
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Christopher C

CFP®, Series 63, Series 66

Florham Park, NJ

Raymond James & Associates

Christopher Conway is a CFP® professional with 18 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2016. Prior to this, he worked at Deutsche Bank Securities Inc. from 2014 to 2016. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm also offers wrap fee advisory programs and institutional consulting with a focus on public finance and municipal work.

General retirement planning General estate planning guidance College savings (529s, UTMA, etc.) General tax planning Wealth management Founder/Business Owner Retired Executive Doctor or Medical Professional Real Estate Professional Young Professionals HENRY (High Earners, Not Rich Yet) Approaching retirement Retired Established Professionals
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Damian M

Series 63, Series 65

North Plainfield, NJ

Hillgate Financial, LLC

Damian Mbadugha is the sole advisor at Hillgate Financial, LLC, a New Jersey-registered investment adviser. He holds Series 63 and Series 65 licenses and has 13 years of industry experience. In addition to his advisory role, he is registered as a commodities trading advisor, and works as an insurance agent and tax preparer, focusing on research during weekends. Hillgate Financial provides discretionary investment supervisory services to individuals, trusts, and estates, applying modern portfolio theory to build diversified portfolios primarily using passively managed funds and ETFs. The firm emphasizes tax-aware strategies and manages a historically significant asset base with a focus on individualized client portfolios.

Passive / index investing
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Stephen H

Series 63, Series 65

Madison, NJ

Hanley Capital Management, LLC

Stephen Hanley is the principal and sole advisor at Hanley Capital Management, LLC in Madison, NJ, with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has operated Hanley Capital Management since 2009. Hanley Capital Management provides investment advisory and discretionary portfolio management services primarily to individual clients, focusing on ongoing portfolio management with an emphasis on municipal and fixed-income strategies derived from the principal's extensive background as a municipal bond trader.

Passive / index investing
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Michael B

Series 63, Series 65, Series 66

Highland Park, NJ

Aliya Financial

Michael Benklifa is a financial advisor at Aliya Financial with 14 years of industry experience. He holds the Series 63, Series 65, and Series 66 licenses. His prior roles include positions at LPL Enterprise LLC, Better Options LLC, Alight Financial, and several firms earlier in his career, including UBS Financial Services and Mass Mutual Investors Services. Aliya Financial is an independent investment adviser serving individuals and families, including high-net-worth clients, retirees, trusts, and small business owners. The firm offers investment management and integrated financial planning using both quantitative and qualitative analysis, managing traditional diversified portfolios alongside options-based income strategies while avoiding uncovered options and margin.

Retirement income strategy Income planning Long-term care insurance Options & derivatives strategies Cash flow / budgeting Retired Founder/Business Owner
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Danny S

Series 65

Scotch Plains, NJ

New Street Advisors Group LLC

Danny Saporu is a Series 65-licensed financial advisor with six years of industry experience. He is the principal of New Street Advisors Group LLC, where he has worked since 2019. Prior to founding the firm, he held positions at Credit Suisse Securities (USA) LLC and was affiliated with the University of Chicago Booth. Outside of his advisory role, he engages in media contributions and venture investing activities. New Street Advisors Group LLC provides discretionary and non-discretionary portfolio management and financial planning services to individuals, high-net-worth clients, charitable organizations, and businesses. The firm emphasizes tailored investment strategies supported by written Investment Policy Statements and offers educational seminars and workshops alongside ongoing account reviews.

Real estate investing
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