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Joel John Radakovitz

Advisor at Harbour Investments, Inc. — Machesney Park, IL

Updated today

Credentials

CFP®, Series 63, Series 65

Experience

40 years

Location

Machesney Park, IL 61115

Harbour Investments, Inc. logo

Harbour Investments, Inc.

Multi-team

Total advisors

246

Across 129 offices

Clients per advisor

121 Very High

Avg AUM per client

$309,963 Low

HNW client ratio

5% Very Low

About

Joel Radakovitz is a CFP® with 40 years of industry experience, currently serving at Harbour Investments, Inc. since 1998. He has held roles at multiple firms including Exult Wealth LLC and Fiduciary Advisor Systems LLC. Outside of financial advising, he co-authored and co-owns copyrights to a novel unrelated to investments and has ownership interest in a golf course. Harbour Investments provides investment advisory and financial planning services to individual, charitable, corporate, and retirement plan clients, employing a mix of fundamental and technical analysis to create customized strategies across various investment vehicles.

Client services

Based on Harbour Investments, Inc.

Financial planning Portfolio management Selection of other advisers

Expertise

Based on Harbour Investments, Inc.

Annuities Options & derivatives strategies

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Fee options

Fixed

Flat fees generally range between $200 to $2,500 depending on the scope of the plan, negotiable.

Percentage

$0 - $5,000: No advisory fee assessed $5,000+: Negotiable, up to a maximum of 2.0% annually

Commissions

Commission-based products are offered; fees on AUM may be waived for agreed periods after commission sales.

Project-based

Hourly consultation fees generally range from $50 to $300 per hour, negotiable.

Subscriptions

Harbour Traded Model Platform charges a 0.15% platform fee plus Advisor’s Fee up to 2.0%, with possible additional transaction fees.

Other

Minimum fee: Accounts with values under $5,000 at Pershing Advisor Solutions and/or Charles Schwab do not pay advisory fees. Service fees may be higher for accounts under $25,000. Fee-only: Negotiable hourly fees generally range from $50 to $300 per hour; flat fees generally range from $200 to $2,500 depending on the scope of the plan.

Location

See office

Machesney Park, IL

10501 North 2nd Street

Machesney Park IL 61115

Advisors at this office

1

Most active in

Illinois

Work history

40 years of industry experience

Exult Wealth LLC

2015 - Present • 11 years

Machesney Park, IA

Exult Securities

2015 - Present • 11 years

Machesney Park, IL

TPS Building LLC

2008 - Present • 18 years

Machesney Park, IL

Fiduciary Advisor Systems LLC

2008 - 2024 • 16 years

Machesney Park, IL

Harbour Investments, Inc.

1998 - Present • 28 years

Madison, WI

The Pension Specialists Ltd.

1988 - Present • 38 years

Rockford, IL

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Donna Q

CFP®, Series 63, Series 65

Loves Park, IL

Quam Wealth Advisory Group LLC

Donna Quam is a CFP® professional with 28 years of industry experience, currently serving as the principal of Quam Wealth Advisory Group LLC since 2010. She is also a licensed insurance agent representing multiple companies, offering clients a range of insurance products including life, disability, long-term care, homeowners, auto, and Medicare supplements. Quam Wealth Advisory Group provides asset management and financial planning services to individuals, trusts, retirement plans, tax-exempt organizations, and other entities. The firm employs a portfolio approach utilizing mutual funds, ETFs, and individual securities, with a focus on non-discretionary accounts and offers both asset-based advisory services and standalone financial planning engagements.

Active portfolio management Options & derivatives strategies Concentrated stock management Wealth management
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Barbara L

Series 63, Series 65

Rockford, IL

Pathfinder Advisory, Inc.

Barbara Lane is a financial advisor at Pathfinder Advisory, Inc. in Rockford, IL, holding Series 63 and Series 65 licenses with 16 years of industry experience. She has been with Pathfinder Advisory since 2011 and also has experience at Sr. Capital Management dating back to 2005. Pathfinder Advisory, Inc. provides financial planning and asset management to individuals, business entities, trusts, estates, and charitable organizations. The firm uses strategic asset allocation and diversified portfolios tailored to client objectives, incorporating investor education and financial coaching as part of its services.

General retirement planning Social Security optimization General tax planning Wealth management
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Jeffrey D

Series 63, Series 65

Loves Park, IL

DiBenedetto & Associates Ltd

Jeffrey Dibenedetto is a financial advisor at DiBenedetto & Associates Ltd with 9 years of industry experience. He holds Series 63 and Series 65 licenses and has been with the firm since 2004. DiBenedetto & Associates Ltd provides discretionary investment advisory and supervisory services to individuals, family trusts, charitable foundations, business entities, and retirement plans. The firm employs a long-term, buy-and-hold investment approach with customized, diversified asset allocations, combining actively managed mutual funds with individual stocks, bonds, CDs, and REITs.

Long-term care insurance Life insurance needs analysis Annuities
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Timothy K

ChFC®, Series 63, Series 65

Rockford, IL

Midwest Financial Associates, Inc.

Timothy Knauf is a ChFC®-designated financial advisor with Midwest Financial Associates, Inc., bringing 36 years of industry experience. He has held positions at AO Risk Consultants, LLC, Arthur J. Gallagher & Co., and Williams-Manny, Inc. Outside of his advisory role, he is a shareholder in The Pension Specialists, Ltd., which provides 401(k) plan administration services. Midwest Financial Associates manages approximately $124 million for around 286 clients, offering discretionary portfolio management and financial planning to individuals, pension and profit-sharing plans, charitable organizations, and businesses. The firm employs customized portfolios using a mix of mutual funds, equities, fixed income, annuities, and structured products, making portfolio decisions on a discretionary basis aligned with clients’ risk tolerances and financial goals.

General retirement planning Income planning Annuities Wealth management
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Alex D

Series 63, Series 65

Rockford, IL

DiBenedetto & Associates Ltd

Alex Dibenedetto is a financial advisor at DiBenedetto & Associates Ltd with 24 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Fox & Henry, Inc. since 1998. DiBenedetto & Associates Ltd provides discretionary investment advisory and supervisory services to individuals, family trusts, charitable foundations, business entities, and retirement plans, managing over $312 million in assets across approximately 318 client relationships. The firm employs a long-term, buy-and-hold investment approach with customized diversified asset allocations and integrates independent insurance brokerage services excluding commission-based insurance products from assets under management.

Long-term care insurance Life insurance needs analysis Annuities
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Philip G

CFP®, Series 65

Rockford, IL

Pathfinder Advisory, Inc.

Philip Guske is a CFP® with 16 years of industry experience and has been with Pathfinder Advisory, Inc. since 2003. He holds a Series 65 license and is based in Rockford, IL. Pathfinder Advisory, Inc. provides financial planning and asset management services to individuals, business entities, trusts, estates, and charitable organizations. The firm utilizes strategic asset allocation and diversified portfolios, incorporating investor education and financial coaching as part of its planning process.

General retirement planning Social Security optimization General tax planning Wealth management
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