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John Howard Adair II

Advisor at Cetera — Lake Worth, FL

Updated today

Credentials

Series 63, Series 65, Series 66

Experience

18 years

Location

Lake Worth, FL

Cetera logo

Cetera

Institution

Total advisors

10,171

Across 5,096 offices

Clients per advisor

79 Low

Avg AUM per client

$306,089 Low

HNW client ratio

10% Low

About

John Adair II is a financial advisor with Cetera, holding Series 63, 65, and 66 credentials and 18 years of industry experience. He is the owner of Adair Advisory Group LLC, providing accounting and tax preparation services, and also manages Renewal Counseling Center, an outpatient counseling center. He has served in a non-public arbitrator role with FINRA Dispute Resolution since 2002. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes both affiliated and third-party managers, with assets under management exceeding $256 billion.

Client services

Based on Cetera

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

Based on Cetera

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy

Occupation focus

Based on Cetera

Founder/Business Owner Executive

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Fee options

Fixed

Flat fees may be charged for financial planning and consulting services as negotiated with advisor.

Percentage

$0 - $250,000: up to 2.90% $250,001 - $500,000: up to 2.90% $500,001 - $1,000,000: up to 2.70% $1,000,001 - $2,000,000: up to 2.00% $2,000,001+: up to 1.50%

Commissions

Advisors may be registered representatives and licensed insurance agents earning commissions on securities and insurance products.

Project-based

Consulting and financial planning services may be charged on an hourly rate basis, ranges not specifically stated.

Other

Account minimum: $5,000 Fee-only: Flat fees for financial planning and consulting services; hourly fees for financial planning and consulting according to client agreement; fees negotiated with advisor.

Location

See office

Lake Worth, FL

Lake Worth FL

Advisors at this office

3

Most active in

Florida

Work history

18 years of industry experience

Cetera Wealth Services, LLC

2025 - Present • 1 year

West Palm Beach, FL

Cetera

2025 - Present • 1 year

Schaumburg, IL

Adair Advisor Group LLC

2023 - Present • 3 years

West Palm Beach, FL

Harford County Board of Elections

2022 - Present • 4 years

Forest Hill, MD

Madonna Microgreens

2021 - Present • 5 years

Towson, MD

Renewal Counseling Center, Inc

2019 - Present • 7 years

Baltimore, MD

Robert Rivera LLC

2019 - Present • 7 years

Bel Air, MD

Avantax Insurance Agency, LLC

2016 - 2025 • 9 years

West Palm Beach, FL

The AIMS Group

2015 - 2022 • 7 years

Essex, MD

Intuit Turbo Tax Person Pro

2015 - Present • 11 years

Mountain View, CA

Avantax Advisory Services

2012 - 2025 • 13 years

West Palm Beach, FL

John Hopkins Health System

2011 - 2020 • 9 years

Baltimore, MD

Avantax Investment Services, Inc.

2011 - 2025 • 14 years

West Palm Beach, FL

Finra Dispute Resolution

2002 - Present • 24 years

Chicago, IL

Tkc Properties, Llc

2001 - 2021 • 20 years

Bel Air, MD

Pca Properties, Llc

2001 - 2021 • 20 years

Bel Air, MD

UBS Financial Services

1998 - 2002 • 4 years

Hunt Valley, MD

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Stacey S

Series 66

Atlantis, FL

Aurelia Capital Advisors, Inc.

Stacey Stark is a financial advisor at Aurelia Capital Advisors, Inc. with 23 years of industry experience. She holds a Series 66 designation and has worked primarily at R.M. Stark & Co., Inc. and Stark Financial Advisers prior to joining Aurelia Capital Advisors. Aurelia Capital Advisors, Inc. provides discretionary portfolio management to a range of clients including individuals, families, trusts, and corporations. The firm combines fundamental and technical analysis with quantitative models to create customized investment strategies and typically manages accounts on a discretionary basis.

General retirement planning Income planning Passive / index investing
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H. M

Series 65

Wellington, FL

Family Retirement Services

Terry Martine II is an Investment Adviser Representative affiliated with Signal Advisors Wealth, LLC, an SEC-registered investment adviser. Through Family Retirement Services, a DBA of Martine Financial, he helps Florida Retirement System (FRS) members—including educators, firefighters, police officers, school administrators, and other public employees—understand Pension Plan, Investment Plan, and DROP decisions. His work includes retirement income planning, wealth management, Social Security, Medicare and IRMAA planning, 403(b), 457, and 401(k) rollovers, insurance, and legacy planning. Based in Lake Worth, Florida, Terry serves clients in South Florida and nationwide where properly registered or licensed. Family Retirement Services is not affiliated with FRS or any government agency.

Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Wealth management Cash flow / budgeting Founder/Business Owner Executive Educators, Teachers, and Academics Government Employee Public Service Employee Approaching retirement Retired
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Ryan J

Series 65

Boynton Beach, FL

Jacobs Investment Management, LLC

Ryan Jacobs is the sole advisor at Jacobs Investment Management, LLC, holding a Series 65 credential with two years of industry experience. He has been managing Jacobs Investment Management since 2022 and has prior work experience at The Gardens of Boca Raton and Millard West High School. Jacobs is also the managing partner of Jacobs Fund I, LP, a private investment limited partnership focused on opportunistic and value-oriented investments. Jacobs Investment Management provides discretionary portfolio management exclusively through private pooled investment vehicles. The firm focuses on equities and fixed-income securities, using fundamental analysis and a long-term trading approach to implement its strategies.

Active portfolio management Founder/Business Owner
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Steven S

Series 65

Boynton Beach, FL

Leslie Gale Advisors, LLC

Steven Schneider is a financial advisor with Leslie Gale Advisors, LLC, holding a Series 65 designation and 12 years of industry experience. He has been with Leslie Gale Advisors since 2013. Outside of his advisory role, he serves as a board member for Hands In 4 Youth of NY/NJ, a youth development nonprofit, and is an executive officer and senior advisor at PivotalPath Inc., a technology research firm. Leslie Gale Advisors provides discretionary portfolio management primarily to U.S. individual clients and their tax-qualified accounts, using a quantitative investment process with proprietary models to tailor portfolios according to client risk profiles. The firm manages both actively and passively managed programs across equities, fixed income, and alternative allocations.

Active portfolio management Passive / index investing Private / alternative investments
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Karamat Q

Series 65

Delray Beach, FL

Atlas Capital Advisory LLC

Karamat Qadri is a financial advisor at Atlas Capital Advisory LLC with three years of industry experience. He holds a Series 65 designation and has worked at Atlas Capital Advisory since 2022. Prior to his current role, he held positions at ADT Security Services, MD Now, Touchsuite, and Medical Capital Resources, and was affiliated with Florida Atlantic University from 2012 to 2018. Atlas Capital Advisory LLC provides tailored investment management and financial planning services to individuals, including high-net-worth clients, as well as accounts managed through third-party managers. The firm emphasizes strategic asset allocation using primarily passive investment vehicles while allowing tactical adjustments and employs third-party manager selection and oversight, serving both retail and institutional clients.

General retirement planning Cash flow / budgeting College savings (529s, UTMA, etc.)
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Kamran F

CFA®, Series 63, Series 65

West Palm Beach, FL

KFI Advisors

Kamran Fotouhi is a CFA® charterholder and financial advisor at KFI Advisors with five years of industry experience. He has also served as a Managing Director at JS Held since 2014, where he focuses on data analysis, expert testimony, litigation support, and regulatory compliance consulting in the financial services sector. KFI Advisors provides portfolio management and related advisory services to individual clients, offering individualized management and occasionally entering into performance-based fee arrangements.

Retirement income strategy
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