John Alan Caplan

Paul Morrone is a CFP® with 14 years of experience in the financial services industry. He currently works at Great Valley Advisor Group, LLC and has held prior roles at US Financial Advisors, LLC, LPL Financial, and Lincoln Financial Securities Corporation. Morrone also practices as a certified public accountant providing tax preparation and accounting services and is a notary public. Great Valley Advisor Group is an SEC-registered, multi-team investment adviser serving individuals, retirement plans, trusts, and other entities. The firm offers discretionary and non-discretionary investment management, financial planning, and retirement-plan consulting, combining proprietary strategies with third-party managers and platforms such as LPL, Fidelity, Schwab, and SEI.

Richard Kos is a CFA® charterholder and registered investment adviser with five years of industry experience. He is the president of Kos Consultants, an educational institutional consulting and marketing services firm unrelated to securities, which he has operated since 2007. Kos serves as the sole advisor at Sursum Financial LLC, based in Madison, CT. Sursum Financial is a single-advisor independent firm providing discretionary and non-discretionary asset management, financial planning, and consulting to individuals, high-net-worth clients, trusts, estates, business owners, family offices, and select institutional and charitable organizations. The firm combines proprietary and third-party research, typically favoring a longer-term buy-and-hold approach while allowing tactical adjustments, and offers performance-based fee arrangements to qualified clients.

Clifford Straub is a CFP® and holds a Series 66 license with 19 years of industry experience. He is the sole advisor at Lifestyle Financial Strategies, LLC and has been with the firm as well as WRP Investments Inc since 2006. Straub serves as a trustee for the Middletown Rotary Club Scholarship Trust and has been a member of the Middlesex United Way Board of Directors since 2005, participating on its executive, finance, and investment committees. Lifestyle Financial Strategies provides holistic financial planning and investment advisory services to individuals, families, and not-for-profit organizations. The firm employs a disciplined asset allocation approach emphasizing global diversification and risk management, primarily offering non-discretionary advisory relationships without accepting commissions or custody of client assets.

Laura Simon is a financial advisor with Capital Trust and Associates LLC, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. She has led Capital Trust and Associates since 2013. Simon is also a licensed independent insurance agent in Connecticut, authorized to sell long-term care insurance. Capital Trust and Associates is an independent firm providing investment management, wealth management, and financial planning to individuals, including high-net-worth clients, as well as pension and corporate clients. The firm combines fundamental and technical analysis to construct diversified portfolios, often utilizing SEI’s asset allocation models and third-party managers.

Donato Rosales is a financial advisor with Rosales Wealth Group LLC in Shelton, CT. He holds the Series 66 designation and has five years of industry experience, including prior roles at Prudential Financial Planning Services and LPL Enterprise. Outside of his advisory work, he is also a licensed insurance agent associated with the Connecticut Health Enrollment Center Co. Rosales Wealth Group LLC is a single-advisor independent firm serving individuals and high-net-worth clients with discretionary wealth management and comprehensive financial planning. The firm uses a primarily long-term investment approach comprising low-cost mutual funds and ETFs, with the option to include individual securities or independent managers, while also maintaining an affiliated insurance agency.

Richard Hutchinson is a CFP® with 17 years of industry experience and has been operating Dick Hutchinson Registered Investment Advisor since 1992. He also founded Summit Investor Coach, LLC in 2010 and serves as a board member of the Mary Wade Nursing Home, a nonprofit organization in New Haven, CT. His firm serves individuals, including high-net-worth clients, corporations, and charitable organizations by providing financial planning, portfolio management, and consulting services. The firm emphasizes written investment policy statements and non-discretionary portfolio management, often integrating investment management with financial planning engagements.