John Erdmann III

Chad Michaels is a CFP® with 11 years of industry experience, currently serving as an advisor at Spyrnal Financial Group. He previously worked at Axa Advisors, LLC for five years before joining Spyrnal Wealth Management and Spyrnal & Associates, Inc. Michaels also acts as an insurance agent for Spyrnal & Associates, dedicating part of his time to insurance-related client services. Spyrnal Wealth Management serves individual and high-net-worth clients by providing investment management, comprehensive financial planning, and referrals to third-party money managers. The firm employs a client-specific investment approach using discretionary management, model portfolios, and outside managers, integrating fundamental, technical, and cyclical analysis in its security selection.

Austin Lowder is a financial advisor at Markowski Investments with one year of industry experience. He holds a Series 65 designation and has a diverse work history including roles in education and community organizations such as Florida Soccer Referees and Gasparilla Tennis Club. Markowski Investments provides personal financial planning and discretionary portfolio management to a wide range of clients including individuals, families, and charitable organizations. The firm employs a multi-asset strategic allocation approach that incorporates technical, fundamental, and cyclical analysis, balancing long-term positions with tactical adjustments.

Douglas Lane is a financial advisor with Douglas C. Lane & Associates, holding a Series 65 designation and 10 years of industry experience. He previously worked at DCLA Partners LLC from 2016 to 2020. Douglas C. Lane & Associates provides wealth management and discretionary portfolio management services to high-net-worth individuals, families, trusts, endowments, corporations, pension and retirement plans, foundations, and other institutions. The firm emphasizes proprietary fundamental research and a flexible core investment strategy across company sizes and sectors, offering customized portfolios, financial planning, and access to third-party cash, credit, and insurance solutions.

Robert Lane is a financial advisor at Douglas C. Lane & Associates with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Morgan Stanley & Co., Incorporated since 2007. Douglas C. Lane & Associates provides wealth management and discretionary portfolio management for high-net-worth individuals, families, trusts, endowments, corporations, pension and retirement plans, foundations, and other institutions. The firm emphasizes customized portfolios focused on individual equity securities and fixed income, utilizing proprietary fundamental research and flexible investment strategies with a long-term ownership orientation.

Henry Ghriskey is a financial advisor at Ingalls & Snyder, LLC with 35 years of industry experience. He holds a Series 63 designation and has previously worked at JPMorgan Wealth Management and First Republic Investment Management. Ghriskey serves in various nonprofit roles, including president and director positions at several charitable foundations and board memberships in community organizations in Boca Grande, Florida. Ingalls & Snyder provides portfolio management, financial planning, and advisory services to individuals, institutions, and charitable organizations. The firm employs diverse investment strategies tailored to client objectives and manages private funds and limited partnerships with performance-based compensation arrangements.

Joshua Howell is a CFP® with 30 years of industry experience, currently serving at Prospera Financial Services, Inc. since 2023. Prior to joining Prospera, he worked at Wells Fargo Advisors for nine years. Howell is also the owner of Howell Wealth Management, LLC, an independent financial practice based in Punta Gorda, FL. Prospera Financial Services, Inc. is an enterprise-scale adviser and dually registered broker-dealer that manages approximately $12.4 billion across 207 advisors and 140 offices. The firm serves a diverse client base including individuals, corporate and charitable entities, and retirement plans, offering investment advisory and financial planning services through various platforms and customizable portfolio solutions.