John Kolody Jr.

Christopher Dunlevy is a financial advisor at Aspen Trail Wealth Management, LLC in Flagstaff, AZ, with 17 years of industry experience. He holds a Series 63 designation and previously worked at Aspen Trail Benefits & Insurance, LLC for 11 years. Aspen Trail Wealth Management provides discretionary portfolio management primarily for individuals and high-net-worth clients, using a fundamental analysis and long-term investing approach. The firm manages accounts based on documented risk tolerances and time horizons and typically requires a $1,000,000 account minimum.

Andrew Morgosh is a financial advisor at Aspen & Pine Asset Management in Flagstaff, AZ, holding a Series 65 designation with approximately 9 years of relevant professional experience. His prior roles include six years at Just Appraised Inc. and five years at Grand Canyon University. Aspen & Pine Asset Management is an independent, owner-operated firm founded in 2026 that provides discretionary portfolio management primarily for individuals and high-net-worth clients. The firm employs a systematic, rules-based quantitative approach across a broad range of liquid securities and offers tiered service levels including ongoing investment management and standalone planning.

Spencer Head is a financial advisor at Babb Wealth Advisors LLC in Flagstaff, AZ, holding Series 63 and Series 65 licenses with six years of industry experience. Prior to joining Babb Wealth Advisors in 2025, he worked at firms including Avantax Planning Partners, Ameriprise Financial Services, Vanguard Group, and Foresters Financial Services. Babb Wealth Advisors LLC provides financial planning and portfolio management services to individuals, corporations, charitable organizations, and retirement plans. The firm employs a passive, diversified, and factor-based investment approach with discretionary management and tax considerations, offering access to Unified Managed Accounts through Dimensional Fund Advisors.

Michael Gorman is a CFP® with nine years of industry experience, currently serving as a financial advisor at Babb Wealth Advisors LLC in Flagstaff, AZ. His prior experience includes roles at BKD Wealth Advisors, LLC, Facet Wealth, and CBRE Group. In addition to his advisory work, he is a licensed insurance producer with Babb Financial Group, LLC, offering insurance products to clients. Babb Wealth Advisors LLC provides financial planning and portfolio management services to individuals, corporations, and charitable organizations. The firm employs a passive, diversified, long-term, and factor-based investment approach, with discretionary management and tax considerations integrated into its offerings.

Theodore Dwyer is a CFP® and ChFC® with 45 years of industry experience. He is the principal of Dwyer Financial, LLC, where he has worked since 2017. His prior experience includes roles at R.M. Stark & Co., Inc. and Arizona Central Credit Union, as well as extensive work with various insurance companies. Dwyer Financial, LLC is a state-licensed investment adviser serving individuals, trusts, retirement plans, businesses, and charitable organizations. The firm uses fundamental analysis and third-party research to build portfolios primarily composed of no-load, institutional, or load-waived mutual funds, and offers access to alternative investments and third-party due diligence for qualified clients.

Gabrielle Fitzwater is a financial advisor at Dwyer Financial, LLC with one year of industry experience. She holds a Series 65 designation and previously worked at Me Financial PLLC and various insurance companies. Outside of finance, she owns and operates Solette Media, a web design business. Dwyer Financial, LLC serves individuals, trusts, retirement plans, businesses, and charitable organizations with financial consulting and discretionary investment management. The firm uses fundamental analysis and third-party research to build portfolios, offering access to institutional platforms and alternative investments for qualified clients.