John Charles Macdougall

Ryan Belanger Saleh is a financial advisor at Waldo.ai, Inc. and holds a Series 65 designation with one year of industry experience. His prior work history includes roles at Gatsby Digital, Inc., Daisy Daisy Digital, LLC, and Blue Technologies, LLC. Waldo.ai is an independent, internet-only advisory firm providing discretionary investment management, advisory, and sub-advisory services through an online portal to independent advisors, financial institutions, and individual investors. The firm manages multiple wrap fee programs using model portfolios based on risk tolerance and employs quarterly rebalancing overseen by an investment committee.

Edward Oakes is the principal of The Oakes Financial Group in Troy, NH, holding Series 63 and Series 66 licenses with 19 years of industry experience. He has been involved with Oakes Financial Services, Inc. since 2011 and with Hancock Tax & Financial Services since 2005, where he provides income tax preparation services. The Oakes Financial Group offers fee-only financial planning, portfolio design, asset management, and investment consultation to individuals, trusts, estates, and businesses. The firm incorporates educational workshops and seminars into its client services and employs a diversified investment approach based on fundamental analysis and Modern Portfolio Theory.

Steve Kim is a financial advisor at Orbis Wealth Management in Greenfield, MA, holding the CFP® designation with 19 years of industry experience. He has served on multiple nonprofit and community boards, including chairing the Monadnock Regional Foundation for Family Services and participating in the Colonial Performing Arts Center. Kim is also involved with Monadnock Community Hospital’s finance and investment committees. Orbis Wealth Management provides comprehensive investment advisory and financial planning services for individuals, high-net-worth clients, trusts, estates, charitable organizations, corporations, and qualified retirement plans. The firm constructs portfolios tailored to clients’ objectives using various asset classes and employs methodologies such as fundamental and technical analysis, Modern Portfolio Theory, and Monte Carlo simulations, offering both ongoing asset management and consulting services.

Melissa Sweet is the principal advisor at SweetMoney in Greenfield, MA, holding a Series 65 designation with 23 years of industry experience. She has been leading SweetMoney since 2015 and has also been involved with MONEY$ENSE since 2002. SweetMoney provides financial planning, counseling, and coaching services focused on budgeting, debt management, savings, and major financial decisions for individuals and couples across income levels. The firm offers in-person and phone consultations, written reports, and conducts workshops for employers and educational institutions, emphasizing education and referrals to third-party managers for clients seeking active portfolio management.

Wendy Suzanne Marsden is a CFP® professional with 10 years of industry experience, currently serving at ProsperiTea Planning. She is also the principal of Tea & Taxes Company, a seasonal tax preparation firm she has operated since 2001. ProsperiTea Planning provides holistic financial planning and discretionary portfolio management to individuals and families across various wealth levels, integrating tax planning and preparation services. The firm’s approach includes a written Investment Policy Statement, strategic asset allocation, and tax-aware investment decisions, delivered through an annual retainer model and supported by a multi-credential team.

Senaida Bautista is a financial advisor at Clarity Wealth Management LLC with eight years of industry experience. She holds Series 65 and Series 66 licenses and has worked at various firms including AE Wealth Management, Dale A. Frank Financial, and Guardian Life. Bautista serves as a board advisor for the Beacon Hill Women’s Forum, a nonprofit organization. Clarity Wealth Management provides discretionary and non-discretionary investment management, financial planning, and retirement-plan advisory services to individuals, high-net-worth clients, trusts, estates, and charitable organizations. The firm integrates standard portfolio management techniques with outsourced solutions and offers ERISA retirement-plan services, including participant education and group enrollment meetings.