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John Kyle Richards

Advisor at Richards Financial — Harrisburg, PA

Updated today

Credentials

Series 63, Series 65

Experience

19 years

Location

Harrisburg, PA

Richards Financial logo

Richards Financial

Independent

Total advisors

1

Clients per advisor

11 Typical

Avg AUM per client

$272,727 Low

HNW client ratio

0% Low

About

John Richards is the founder of Richards Financial, an independent investment advisory firm based in Harrisburg, PA. He holds Series 63 and Series 65 licenses and has 19 years of industry experience, including 14 years leading his own firm. Richards Financial serves individual investors, trusts, estates, businesses, pension and profit-sharing plans, and charitable foundations. The firm offers portfolio management and personalized financial advice using a combination of fundamental value analysis, trend-following, fixed-income strategies, and option-based approaches, primarily managing accounts on a non-discretionary basis with client trade approval.

Client services

Based on Richards Financial

Portfolio management

Expertise

Based on Richards Financial

Concentrated stock management Options & derivatives strategies

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Fee options

Percentage

$5,000 - $250,000: 1.25% $250,001 - $2,000,000: 1.00% $2,000,001 - $10,000,000: 0.75% $10,000,001+: Negotiated

Other

Account minimum: $2,000 Fee-only: Fee-only advisory model; no third-party compensation received.

Location

Harrisburg, PA

Harrisburg PA

Advisors at this office

1

Most active in

Pennsylvania

Work history

19 years of industry experience

Richards Financial

2012 - Present • 14 years

Harrisburg, PA

Kovack Advisors, inc.

2009 - 2011 • 2 years

IC Advisory Services, Inc.

2007 - 2008 • 1 year

Bedminster, NJ

Choreo, LLC

2002 - 2003 • 1 year

Harrisburg, PA

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Jamie D

CFP®, Series 63

New Cumberland, PA

Ironvale Financial

The 3 Fires Framework Jamie Dunn helps families build a comprehensive financial strategy through a proprietary approach called The 3 Fires Framework. Each fire serves a distinct purpose, but together they create a complete plan for growing, protecting, and transferring wealth. Forge The Fire That Grows Your Wealth The Forge is focused on building and growing assets. Through disciplined investment strategies and a personalized approach, Jamie helps clients put their money to work so they can pursue their long-term financial goals with confidence. Hearth The Fire That Provides Stability Market volatility is inevitable, but panic does not have to be. The Hearth is designed to help clients remain confident during uncertain times by creating reliable income strategies and withdrawal plans that support their lifestyle without reacting emotionally to market fluctuations. Sentinel The Fire That Protects Your Legacy The Sentinel focuses on preserving wealth for future generations. Through thoughtful tax planning, wealth transfer strategies, and legacy planning, Jamie helps clients safeguard what they have built and create a lasting impact for their families. Bringing the 3 Fires Together When all three fires are working together, clients gain a clear and coordinated financial strategy. The 3 Fires Framework helps answer three of the most important questions in retirement and wealth management: How should I invest my money? (Forge) How should I withdraw from my accounts? (Hearth) How can I plan for taxes and protect my legacy? (Sentinel) By balancing growth, income, and protection, Jamie helps families create a financial plan designed not only for today's needs, but for generations to come.

Retirement income strategy Roth conversion strategy Equity compensation tax strategy Business sale tax planning Options & derivatives strategies Engineering Professional Founder/Business Owner Retired Doctor or Medical Professional Attorney Established Professionals Approaching retirement Retired
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Joel G

Series 66

Hummelstown, PA

Solid Rock Financial Solutions LLC

Joel Gish Jr. is a financial advisor at Solid Rock Financial Solutions LLC in Hummelstown, PA. He holds the Series 66 designation and began his career in the financial industry in 2026. Prior to joining the firm, he worked in various roles including positions at Cambridge Investment Research Inc and Lifeway Church Inc. Solid Rock Financial Solutions offers portfolio management and financial planning services to individuals, high-net-worth clients, and charitable organizations. The firm emphasizes tailored asset allocations guided by fundamental analysis and modern portfolio theory, with a focus on long-term trading and discretionary trade execution.

Annuities Private / alternative investments
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Jeffrey Y

Lemoyne, PA

Yoffe Investment Management, LLC

Jeffrey Yoffe is the principal of Yoffe Investment Management, LLC, an independent firm based in Lemoyne, PA. He holds legal credentials and has 11 years of experience in investment management, alongside over three decades as an attorney operating his own law firm, Yoffe & Yoffe, P.C. His legal practice is a notable aspect of his professional background. Yoffe Investment Management, LLC provides investment management and financial planning services to individuals, trusts, estates, and charitable organizations. The firm employs a long-term investment approach based on Modern Portfolio Theory and offers integrated tax and financial planning, estate planning, and family philanthropy services.

Wealth management Charitable giving & philanthropy
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Jeffrey S

CFP®, Series 63, Series 65

Camp Hill, PA

Mercantile Advisors, LLC

Jeffrey Stouffer is a CFP® professional with 16 years of industry experience and has been the sole advisor at Mercantile Advisors, LLC since 2013. He holds Series 63 and Series 65 licenses. Mercantile Advisors, LLC provides personalized financial planning and investment management to individuals, other advisors, and small businesses, operating a registered commodity trading advisory program as well. The firm offers customized portfolios that include traditional securities and a broad range of alternative and complex instruments, supporting both discretionary advisory accounts and a client-centric hedging program under its NFA/CFTC Commodity Trading Advisor registration.

Private / alternative investments Options & derivatives strategies Real estate investing Wealth management Founder/Business Owner
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Andrew H

Series 65

Mechanicsburg, PA

Ando Arashi

Andrew Haley is a financial advisor at Ando Arashi with two years of industry experience. He holds a Series 65 designation and served in the US Navy for 20 years before joining Ando Arashi. Ando Arashi provides financial planning and advisory services to individual and high-net-worth clients through consultations, project-based plans, and ongoing subscriptions. The firm combines fundamental, technical, and cyclical analysis with Modern Portfolio Theory to emphasize diversified, long-term allocation, and offers tax preparation as an ancillary service.

Business ownership considerations Cash flow / budgeting College savings (529s, UTMA, etc.) General estate planning guidance General tax planning Retired Founder/Business Owner
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Ryan C

Series 63, Series 66

Enola, PA

Victus Wealth Management

Ryan Canfield is a financial advisor at Victus Wealth Management with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has held roles at LPL Financial and Waddell & Reed, Inc. Canfield serves on the board of directors for West Shore Young Professionals, a nonprofit organization. Victus Wealth Management provides asset management, financial planning, and consulting services to individual, high-net-worth, and institutional clients. The firm uses a combination of third-party model portfolios and in-house oversight, offers public seminars, and conducts account reviews at least annually.

General retirement planning Income planning General tax planning Retirement withdrawal strategies
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