Jonathan J Grogan

Ruth Grogan, CPA, is a financial advisor and Chief Compliance Officer at Juth Investment Advisory. She holds Series 7 and Series 66 licenses and brings financial industry experience from Pershing LLC, BNY Mellon, and the Metropolitan Transportation Authority (MTA). Ruth combines her CPA expertise with personalized investment management to help individuals and families navigate retirement planning, tax-efficient investing, and wealth preservation. With a focus on Florida retirees and those approaching retirement, she helps clients develop strategies for retirement income, investment withdrawals, and long-term financial security. Her approach integrates investment management with thoughtful tax planning, helping clients make informed decisions about their wealth throughout retirement.

Rodica Richichi is a Planning Consultant at Fidelity Investments, a role she has held since 2025. In this position, she focuses on creating a collaborative environment where clients can engage in meaningful conversations about their financial futures. Prior to this, she served as an Investment Solutions Representative II and a Financial Representative at Fidelity Investments, gaining experience from 2022 through 2024. Before joining Fidelity, Rodica worked as a Personal Banker at Fifth Third Bank from 2021 to 2022. Rodica's professional journey reflects her commitment to building relationships based on shared goals and mutual respect. She approaches financial planning as a process centered on understanding and empowering clients, emphasizing the importance of informed decision-making. Outside of her professional work, Rodica enjoys bowling, comedy, hiking, photography, swimming, and traveling.

Chelly Joseph is a financial advisor with Foliage Financial in Bonita Springs, FL, holding a Series 66 designation and 19 years of industry experience. Prior to founding Foliage Financial in 2025, Joseph held roles at firms including PACE Wealth Management and Merrill. Outside of advisory work, Joseph is also a licensed insurance agent involved in the sale of fixed insurance products. Foliage Financial offers discretionary and non-discretionary asset management primarily through third-party platform programs, alongside financial planning and consulting services. The firm implements client strategies using model portfolios, sub-advised solutions, or custom managed accounts, with ongoing monitoring and periodic reviews.

Austin Alhajj is a financial advisor at Massari Asset Management LLC with a Series 65 credential and one year of industry experience. His prior roles include positions at Algo Exchange and Trade Club, among others. He is also involved with Massari Intelligence LLC, a technology company affiliated with his firm that develops AI and research tools. Massari Asset Management LLC provides discretionary investment management to a diverse client base, utilizing AI-assisted research and systematic quantitative models for equity strategies, along with direct-indexing and tax-loss harvesting techniques.

Charley Corbett is a CFP® professional with 16 years of industry experience, currently serving as the sole advisor at Local Wealth Advisors in Naples, FL. His prior experience includes roles at Aviance Capital Partners LLC, Nova Wealth Management, and Charles Schwab. Outside of his advisory work, he manages homeowner association operations as a self-employed property management professional. Local Wealth Advisors manages private investment funds for qualified investors and provides retirement plan consulting and management for employer plan sponsors. The firm combines fundamental analysis with Modern Portfolio Theory, utilizing both passive and active investment vehicles within an asset-allocation framework that prioritizes liquidity, tax considerations, and diversification.

I work with my clients to identify their goals and dreams, assisting them in navigating their individual roadmaps strategically and efficiently toward financial well-being. I was inspired to become a CFP® after spending years in the accounting and tax industry. I worked for Arthur Andersen, LP in New York City as an auditor and later joined my father, Robert Susko, in his tax practice. I recognized the need to serve my clients beyond my role as a Certified Public Accountant. Over the years, I observed how uncomfortable my clients were discussing their finances and how underprepared they were for their retirement. What kept me awake at night though, was how dependent one spouse typically was on the other for handling all the household finances. I noticed traditionally this role fell upon the husband. Since women typically outlive men, I saw too many widows grieving the loss of their spouse while simultaneously trying to put the pieces of their financial puzzle together. I vowed to change this trend. That is why I earned my CFP and why I am so passionate about helping families plan for the future.