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Credentials
Series 66
Experience Industry experience
1 year
Location
Fort Collins, CO
Edelman Financial Engines
Institution
Joseph Dobson is a financial advisor at Edelman Financial Engines in Fort Collins, CO, holding a Series 66 designation with one year of industry experience. His prior roles include positions at Fidelity Investments, Thrivent Financial, and The Vitamin Shoppe. Outside of finance, he has been involved in various fitness and nutrition-related activities, including operating Dobson Fitness and working with nutrition companies. Edelman Financial Engines offers technology-enabled investment advisory and financial planning services to individual and institutional clients, emphasizing diversified model portfolios, periodic rebalancing, and a long-term orientation. The firm provides both discretionary management and online advice, managing approximately $326 billion for around 477,000 clients.
Based on Edelman Financial Engines
Based on Edelman Financial Engines
Up to $10,000 one-time fee for financial plans (waivable). Some clients may have negotiated flat fees not exceeding 1.75% AUM.
$0 - $400,000: 1.75% $400,001 - $750,000: 1.25% $750,001 - $1,000,000: 1.00% $1,000,001 - $3,000,000: 0.75% $3,000,001 - $10,000,000: 0.60% $10,000,001 - $25,000,000: 0.50% $25,000,000 - Negotiable: Negotiable
Up to $10,000 one-time fee for financial plan development (can be waived). Online Advice up to $300/year.
Online Advice fees up to $300 per year, payable in advance by credit card.
Account minimum: $5,000 for Wrap Fee Program legacy EFS clients (may be reduced or waived at discretion), $500,000 for institutional clients (may be waived or reduced at discretion), $10,000 for Workplace IRA (may be waived), $5.00 for defined contribution plan participants prior to transactions. Minimum fee: $225 minimum quarterly fee may apply for Personal Advisor clients. Fee-only: Fees based on assets under management as per tiered schedule; no commissions.
Fort Collins, CO
Fort Collins CO
Advisors at this office
1
Colorado · Texas
1 year of industry experience
Edelman Financial Engines
2026 - Present • 1 year
Santa Clara, CA
The Vitamin Shoppe
2025 - 2026 • 1 year
Northglenn, CO
Thrivent Financial
2024 - 2025 • 1 year
Appleton, WI
Thrivent Investment Managment Inc
2024 - 2025 • 1 year
Loveland, CO
FIDELITY INVESTMENTS
2023 - 2024 • 1 year
Greenwood Village, CO
The Vitamin Shoppe
2021 - 2023 • 2 years
Fort Collins, CO
DoorDash 1099 Contractor
2019 - 2025 • 6 years
Fort Collins, CO
The Vitamin Shoppe
2019 - 2021 • 2 years
Centennial, CO
Chris Girany / Nutrition Company
2019 - 2019 • 1 year
Cheyenne, WY
Smart Sports Gym
2019 - 2019 • 1 year
Cheyenne, WY
Max Muscle Nutrition
2018 - 2019 • 1 year
Fort Collins, CO
Dobson Fitness
2017 - 2022 • 5 years
Fort Collins, CO
Joseph Dobson MD
2017 - 2022 • 5 years
Cheyenne, WY
Aspire Fitness
2016 - 2018 • 2 years
Greeley, CO
University Of Northern Colorado
2016 - 2018 • 2 years
Greeley, CO
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
CFP®, Series 66
Fort Collins, CO
Otium Wealth Management
Jared Dull is a CFP® and Series 66 registered advisor with five years of industry experience. He is the sole advisor at Otium Wealth Management in Fort Collins, CO, and previously worked at Edward Jones for five years and at ConocoPhillips for nine years. He is also a licensed insurance agent in Fort Collins. Otium Wealth Management serves individuals, high-net-worth families, trusts, retirement plans, and charitable foundations by providing discretionary investment management and financial planning. The firm combines strategic and tactical asset allocation with various investment approaches and offers retirement-plan consulting and ERISA fiduciary services.
Series 66
Fort Collins, CO
Ascend Private Wealth Management
Jack Hastings is a financial advisor at Ascend Private Wealth Management in Fort Collins, CO, holding a Series 66 designation. He has experience working with UBS Financial Services and Fidelity Investments. Outside of finance, he has worked in roles ranging from education to sports instruction. Ascend Private Wealth Management provides combined financial planning and discretionary portfolio management to individuals, families, trusts, and business owners without a stated account minimum. The firm's investment approach combines bottom-up fundamental and technical analysis with macroeconomic-driven tactical asset allocation, using both active security selection and selective passive strategies.
Series 65
Fort Collins, CO
Kibo Investment Advisors LLC
Michael Gavin is the sole advisor at Kibo Investment Advisors LLC in Fort Collins, CO. He holds a Series 65 designation and has been affiliated with Kibo since 2026. Gavin also maintains a full-time academic appointment at Colorado State University since 2012. Kibo Investment Advisors LLC offers discretionary investment management and tailored advisory services primarily to individuals, high-net-worth households, trusts, and families. The firm employs a proprietary quantitative approach that integrates machine learning and academic research, focusing on companies with lower carbon exposure.
CFP®, Series 66
Timnath, CO
Level Up Financial Planning, LLC
Lucas Casarez is a CFP®-certified financial advisor with 11 years of industry experience. He is the principal of Level Up Financial Planning, LLC and also owns Power Up Tax Planning Services, LLC, where he provides tax preparation services during the tax season. His prior experience includes roles at CETERA Advisor Networks, CWM, LPL Financial, and Keystone Financial Services. Level Up Financial Planning serves individual clients, including high-net-worth households, offering discretionary portfolio management and comprehensive financial planning. The firm uses a primarily passive investment approach focused on low-cost, tax-efficient portfolios composed of index mutual funds and ETFs, while incorporating technical and cyclical analysis in its reviews.
CFA®, Series 63, Series 65
Fort Collins, CO
SELLA Wealth
Lotem Sella is a CFA® charterholder with 10 years of industry experience. He is currently with Sella Wealth, which he joined in 2026, and previously worked at Thrivent Investment Management Inc for eight years. His background also includes roles at the University of Colorado Denver and Fidelity Brokerage Services LLC. Sella Wealth is a newly registered investment adviser serving individual and high-net-worth clients with portfolio management and written financial planning. The firm uses fundamental, technical, and cyclical analysis combined with strategic and tactical asset allocation, and offers discretionary asset management alongside standalone planning services under fiduciary standards.
CFP®, Series 65
Fort Collins, CO
Oaktree Financial Planning, LLC
Sunit Bhalla is a CFP® and holds a Series 65 license with 18 years of experience in the financial industry. He has been the sole advisor at Oaktree Financial Planning, LLC since 2008, based in Fort Collins, Colorado. Oaktree Financial Planning, LLC is a fee-only fiduciary firm that provides personalized financial planning and discretionary investment management primarily to high-net-worth individuals, trusts, estates, and small businesses. The firm’s approach combines strategic baseline allocations with tactical adjustments, using both index and actively managed funds, and emphasizes tax-aware account placement and liquidity management.
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