Joseph Carson Lake

Victoria Ward is a CFP® with eight years of industry experience, operating as the sole advisor at Financial Lifestyle Management in Greenville, TX. She has been with FLM Financial Lifestyle Management LLC since 2003. Financial Lifestyle Management is an independent, fee-only firm serving individuals, families, trusts, estates, business entities, and charitable organizations. The firm provides fiduciary financial planning and discretionary portfolio management, combining active and passive strategies with an emphasis on tax-aware implementation and support for charitable distributions.

Trey Turner is a financial advisor at Hackberry Capital Management with eight years of industry experience. He holds a Series 65 designation and maintains full-time employment as a design engineer at L3 Technologies. Hackberry Capital Management provides discretionary portfolio management primarily to individual investors, including high-net-worth individuals, as well as corporations and other businesses. The firm employs a concentrated global value investing approach, focusing on long-term appreciation without using leverage.

John Riley is a financial advisor with Cornerstone Investment Services in Nevada, TX. He holds the Series 65 designation and has been with Cornerstone since 2026. His prior work experience includes roles at Integrity Risk Management LLC and various positions in the insurance and service industries. Cornerstone Investment Services provides investment supervisory and consulting services to individuals, high-net-worth clients, and pension/profit-sharing plans. The firm uses a combination of fundamental, technical, and cyclical analysis alongside long- and short-term trading strategies, focusing on ETFs and options-writing within a managed wrap fee program.

Richard Fertig is a Series 66-licensed financial advisor at Blue Monarch Financial Inc. with seven years of industry experience. His prior work includes roles at Prudential Insurance Company of America, LPL Enterprise, and multiple brokerage firms. Outside of his advisory career, he has been involved with the Fairfield YMCA since 2023. Blue Monarch Financial Inc. is a state-registered investment adviser serving individual and high-net-worth clients with portfolio management, retirement income planning, tax and estate planning, and insurance planning. The firm employs a combination of asset allocation, dollar-cost averaging, technical analysis, and both long- and short-term trading strategies to manage accounts, often utilizing third-party sub-advisers for portfolio execution and support.

Brian Megenity is a financial advisor at Blue Monarch Financial Inc. with 26 years of industry experience. He holds Series 63 and Series 66 designations and has worked across multiple firms including Whitestone Wealth Advisors and ARC Group Securities. Outside of advisory roles, he owns B/D Consulting Associates, Inc., providing consulting services to broker-dealers. Blue Monarch Financial Inc. is a state-registered investment adviser serving individual and high-net-worth clients with portfolio management, retirement income planning, and related advisory services. The firm employs a combination of asset allocation, dollar-cost averaging, technical analysis, and both long- and short-term trading strategies, often utilizing third-party sub-advisers and wrap-fee programs to manage client portfolios.

Kathryn Ridge is a financial advisor with First Advisors National, LLC in Greenville, TX, holding a Series 65 designation and eight years of industry experience. She has worked at Ridgeway Insurance since 2016. Outside of advisory work, she is involved with 401katy, LLC. First Advisors National manages discretionary assets for individual clients, including high-net-worth households, offering investment management, third-party portfolio recommendations, and retirement plan consulting. The firm emphasizes selecting and monitoring third-party money managers and supplements its approach with fundamental analysis of individual securities.