Joseph Pat Loschiavo Jr.

Cutler Greene is the sole advisor at Spaulding Greene Wealth Management, LLC in Buffalo, NY, holding Series 63 and Series 65 licenses with four years of industry experience. He has been with Spaulding Greene Wealth Management since 2007. Outside of advisory services, he is a member of two LLCs that own small rental properties, which are unrelated to his investment work. Spaulding Greene Wealth Management provides discretionary investment management to a small client base of individual investors, trusts, and estates, focusing on conservative, tax-aware portfolio management using individual equities, mutual funds, and ETFs. The firm operates as a single-advisor practice with tailored portfolios and a preference for low turnover.

I'm a retirement focused advisor with over 10 years of experience. I specialize in tax-efficient retirement planning and investment management for those that are retired or within a few years of retiring, all for a flat annual fee. I launched Free Time Financial in March 2025 after spending 10 years working for a Registered Investment Advisor firm who provided tax-efficient retirement planning, but charged for the service based on how large your investment accounts were. That model never made sense to me, and I finally left to build a firm on my own terms, where I could take wonderful care of a smaller number of families and charge them based on the complexity of the service and not on how wealthy they are.

Connor Rosenecker is a CFP® certificant with four years of industry experience. He is the sole advisor at Covenant Wealth, an independent firm he joined in 2026. Prior to Covenant Wealth, Rosenecker held roles at Jensen, Marks, Langer & Vance LLC, Sterling Investment Counsel, LPL Financial, Hightower Advisors, and Linwood Investment Advisors. Outside of his advisory work, he serves as a cantor for the Diocese of Buffalo. Covenant Wealth provides investment advisory and financial planning services to individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, and other institutional clients. The firm generally constructs portfolios using diversified asset allocations and fundamental analysis, offering both discretionary and non-discretionary management along with retirement planning and investment consulting.

James Primiano is a financial advisor at LPL Financial with 24 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at Clear View Wealth Advisors LLC since 2018. Prior to that, he operated Primiano Financial and was affiliated with Next Financial Group Inc. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a variety of delivery options such as financial planning, model-portfolio advisory programs, and third-party asset management, supported by an in-house research team and a broad network of investment adviser representatives.

Michael Brady is a financial advisor at Clarity Advisors with 12 years of industry experience. He holds a Series 63 designation and has worked at multiple firms including Pfs Investments Inc. and Maus Software LLC. Outside of advising, he is involved in insurance sales as a sole proprietor and works as an account executive for an estate planning software company. Clarity Advisors serves individual investors and business clients, offering financial planning, discretionary portfolio management, retirement plan consulting, business advisory and valuation services, and access to tax and digital estate-planning providers. The firm emphasizes a long-term, passive asset-allocation strategy and provides retirement-plan consulting and educational seminars with a particular focus on plan sponsors and business owners.

Taunya Abaya is a financial advisor at Abaya Wealth Management LLC in Buffalo, NY, holding the CFP® designation and Series 65 license with five years of industry experience. She previously worked at Buffalo First Wealth Management for ten years. Abaya Wealth Management LLC offers discretionary portfolio management and financial planning services to individuals, high-net-worth clients, pension and profit-sharing plans, and foundations. The firm employs a blended investment approach incorporating fundamental, technical, and quantitative methods, and provides specialized pension consulting alongside ongoing portfolio monitoring.