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Joseph Malego Jr.

Advisor at OSAIC

Updated today

Location

Mount Pleasant, PA 15666

Credentials

Series 63, Series 65

Industry experience

38 years

About

Joseph Malego Jr. is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and 38 years of industry experience. He has worked at Fortis Investors, Inc. since 1992 and has been self-employed at The Insurance Center since 1988. Outside of his advisory work, he is involved in insurance sales and tax preparation through his Mount Pleasant Insurance Center business. OSAIC is a large SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base, including individual investors, pension plans, corporations, and charitable organizations. The firm employs a comprehensive investment process combining risk tolerance assessment and portfolio optimization, offering a broad range of investment products and advisory programs.

Client services

Based on OSAIC

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

Based on OSAIC

Annuities

Occupation focus

Based on OSAIC

Founder/Business Owner Executive Retired

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Fee options

Fixed

Fixed or flat fees for financial planning and consulting services generally up to $25,000, can exceed for high net worth individuals; Non-Discretionary Investment Advisory Services fixed fees from $500 to $15,000; Retirement Plan Consulting Services fixed fees from $1,000 to $100,000.

Percentage

$0 - $5,500: Negotiable, varies by Advisory Representative and program $5,500 - $10,000: Negotiable, varies by Advisory Representative and program $10,000+: Negotiable, varies by Advisory Representative and program

Commissions

Advisory Representatives may receive commissions as registered representatives or insurance agents for securities or insurance product sales outside advisory accounts.

Project-based

$0 - $750 per hour for financial planning and consulting services, Non-Discretionary Investment Advisory Services, and Retirement Plan Consulting Services.

Other

Account minimum: $5,500 to $10,000 depending on program Fee-only: Advisory fees negotiated individually by Advisory Representatives; often asset-based fees with wrap or non-wrap structures; fees can be up to 3% annually for Plan Participant Retirement Program; fee schedules vary by program and Advisory Representative.

Location

609 North Church St, Lower Level, Suite 2

Mount Pleasant, PA 15666

Most active in

Pennsylvania

Work history

OSAIC

2024 - Present (2 years)

Fortis Investors, Inc.

1992 - Present (34 years)

The Insurance Center (Self Employed)

1988 - Present (38 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Wealth management
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Active portfolio management
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Wealth management College savings (529s, UTMA, etc.)
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Craig E

CFP®, Series 63, Series 65

Irwin, PA

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Craig Ellis is a CFP® professional with 18 years of industry experience. He is currently the principal of CS Ellis and has been involved with Centauri Advisory Group, Inc. since 2012, serving as COO and CCO while also working as an investment adviser representative. In addition to his advisory roles, Ellis is licensed to sell various insurance products, including fixed index annuities. CS Ellis is a state-registered investment adviser offering portfolio management, financial planning, and adviser referral services primarily for individuals and small businesses. The firm employs a core-satellite investment approach that combines a stable core portfolio with sector-specific exposures and higher-growth opportunities, utilizing third-party research and managers in a non-discretionary framework.

Income planning Retirement income strategy Life insurance needs analysis Annuities
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Christina B

Series 65

Youngwood, PA

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Ryan C

Series 65

Greensburg, PA

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General retirement planning Cash flow / budgeting Founder/Business Owner
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