Joseph Johnson

ClearWealth was established by Lance Beckman CFP® in 2018. Lance has been in the financial services industry since 2013 and holds his Certified Financial Planning designation. Before starting ClearWealth, he was a Financial Advisor for one of the largest financial services companies in the country. ClearWealth is a Registered Investment Advisor (RIA) with the State of Iowa, meaning we have a fiduciary duty to our clients. More simply put, we have a legal obligation to act in the best interest of our clients. ClearWealth was started with the idea of creating a financial planning process that provides little conflict and big value. At ClearWealth, we believe building a comprehensive financial plan is the best way to have the most impact with the individuals, families, and businesses we work with.

Ryan Brueck is a CFP® with six years of industry experience, currently serving as a financial advisor at ClearWealth in Burlington, IA. His prior experience includes roles at Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company. ClearWealth is a state-registered investment adviser providing portfolio management and financial planning primarily to individual clients. The firm uses a predominantly passive investment approach with index mutual funds and ETFs, complemented by discretionary model portfolios and regular account reviews.

Michael Shinn is a financial advisor with BFC Planning, Inc. in Burlington, IA, holding Series 63 and Series 66 licenses and having 14 years of industry experience. He has worked at BFC Planning since 2019 and Berthel Fisher & Company Financial Services since 2015. Outside of his advisory role, Shinn serves as a board member for the Danville Athletic Booster Club and holds leadership and financial advisory roles at Harmony Bible Church in Danville, IA. BFC Planning, Inc. serves a diverse client base including individuals, corporations, banks, pension and profit-sharing plans, trusts, and estates through approximately 200 investment adviser representatives. The firm provides financial planning, portfolio management, and access to various third-party money managers, offering both wrap and non-wrap programs with a range of investment strategies.

Eddie Hart is a financial advisor with IPI Wealth Management, Inc. in Burlington, IA, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Investment Planners, Inc. since 2004. Outside of finance, he occasionally performs as a guitar player and singer. IPI Wealth Management serves a diverse client base including individual investors, charitable and corporate clients, and retirement plans, offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party manager programs. The firm utilizes an open-architecture investment platform with proprietary risk-based models and outsources operational functions to a systems provider to support trade execution and performance reporting.

Chad Mcmullin is a financial advisor with CreativeOne Wealth, LLC, holding the ChFC® designation and Series 63 license, and has 19 years of industry experience. His prior roles include positions at ChangePath, LLC, Brokers International Financial Services, LLC, FBL Marketing Services, and Farm Bureau. Outside of advising, he is involved in professional office building ownership and management. CreativeOne Wealth, LLC provides fee-based asset management, financial planning, retirement plan consulting, and sub-advisory services to individual, corporate, charitable, and RIA clients. The firm employs a combination of proprietary ETF-based models, third-party managers, boutique equity managers, and option strategies, supported by quantitative and fundamental analyses.

Curtis Cloke is a financial advisor with J.W. Cole Advisors, Inc. based in Burlington, Iowa, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has worked at J.W. Cole Advisors and J.W. Cole Financial since 2016 and previously spent 12 years at Invest Financial Corp. Outside of advisory work, Cloke is involved in several entrepreneurial and educational activities, including serving as president and owner of Acuity Financial, Inc., president and CEO of Thrive Income Distribution LLC, a professional speaker, and an adjunct instructor at The American College. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a nationwide network of over 400 independent investment adviser representatives. The firm provides portfolio management, fee-based financial planning, access to third-party managers, and multiple managed account solutions, using discretionary and non-discretionary approaches that incorporate fundamental and technical analysis as well as digital advice platforms.