Joseph Robert Smith

Bruce Fleet is the sole advisor at Fleet Capital Management, LLC, an independent firm based in Boulder, CO. He holds Series 63 and Series 65 licenses and has 37 years of industry experience. Fleet has led his firm since 2006. Fleet Capital Management, LLC is a fee-only investment adviser serving individuals, high-net-worth families, trusts, foundations, and charitable institutions. The firm focuses on discretionary portfolio management with an emphasis on downside protection and risk management, utilizing quantitative techniques grounded in Modern Portfolio Theory.

Eric Davis is a CFP® and Series 65 designated financial advisor with 10 years of industry experience. He currently operates Lucid Financial Planning, an independent firm he founded in 2026. Prior to this, Mr. Davis worked for BSW Wealth Partners for 11 years. Since 2023, he has served on the Board of Advisors for The Synergy Company, a natural supplements and nutraceuticals business. Lucid Financial Planning provides financial planning and portfolio management services to individuals and high-net-worth clients, offering both written plans and ongoing advice. The firm utilizes fundamental analysis, modern portfolio theory, and a mix of passive and active investments, with options for discretionary management and third-party manager recommendations.

Adam Barnai is the sole advisor at Barnai Asset Management in Boulder, CO, holding a Series 65 credential with 10 years of industry experience. He has managed Barnai Asset Management since 2014 and concurrently owns and operates a small construction company as a general contractor and builder. Barnai Asset Management provides discretionary portfolio management to individual and high-net-worth clients, focusing on equity and ETF-based strategies. The firm uses a top-down approach grounded in Modern Portfolio Theory with an emphasis on long-term market cycles, employing ETF-centric portfolios that include ESG options and, for suitable clients, tactical use of triple-leveraged ETFs with active monitoring and rebalancing.

Meera Meyer is a CFP® and holds a Series 65 license, with seven years of industry experience. She currently operates at Life.Money.Balance., an independent firm she has been with since 2017, following earlier roles at Dunston Financial Group and BSW Wealth Partners. Life.Money.Balance. provides holistic financial planning and coaching to individuals, families, and high-net-worth clients, including trusts and charitable accounts. The firm emphasizes long-term, asset-allocation strategies using ETFs and mutual funds, integrates behavioral and somatic decision-making tools into client meetings, and offers educational resources such as newsletters, group courses, and a membership platform.

Fernando Guardia Virreira is a financial advisor at Guardian Brothers in Boulder, CO, holding Series 65 and Series 66 licenses and one year of industry experience. His prior work includes roles at Finequities and a current position at the University of Colorado Boulder. Guardian Brothers Capital LLC provides portfolio management and financial planning services, tailoring investment strategies to clients’ goals and risk tolerances using a combination of analytical methods. The firm offers both standard management and performance-based fee structures and allows discretionary authority to implement various investment approaches, including strategic asset allocation and more active, higher-risk tactics in certain accounts.

Katherine Macauley is a financial advisor at Holos Consulting Group, LLC in Boulder, CO, with eight years of industry experience. She holds Series 65 and Series 63 licenses and previously worked at Goldman Sachs & Co. for six years and Ares Management for two years. Holos Consulting Group serves asset owners such as high-net-worth individuals, family offices, foundations, and institutional investors, as well as asset managers and non-profits, focusing on environmental, social, and impact investing. The firm provides tailored, project-based consulting on impact-investing strategy development, ESG integration, investment diligence, and third-party manager selection without managing client assets or providing ongoing portfolio management.