Joshua Bruce Carpenter

Lars Lassen is a CFP® with 15 years of experience and is the sole advisor at Magnolia Lane Capital, LLC, an independent firm he has led since 2015. He serves as a trustee of the Lassen Irrevocable Family Trust and is involved in community activities as a board member of the Hampton Roads Academy Alumni Council and a volunteer mentor with the Oyster Point Rotary Club. Magnolia Lane Capital provides discretionary investment advisory and portfolio management services to individuals, high-net-worth clients, charitable organizations, and businesses. The firm employs a value-oriented, fundamental stock-picking approach focused on selecting securities trading below intrinsic value, with portfolios tailored to clients’ risk tolerance and income needs.

Jonathan West is a financial advisor at Montgomery Capital Management, LLC with 23 years of industry experience. He holds the Series 66 designation and has worked at Montgomery Capital Management since 2003. West is also the director of College Funding Group, LLC, where he provides advice on college funding, financial aid opportunities, and scholarship sources. Montgomery Capital Management serves individual and high-net-worth clients, as well as pension plans, trusts, estates, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management combined with college-funding consulting, employing an actively managed, top-down investment approach that adjusts portfolios based on a range of economic and market factors.

Zachary Bond is the principal advisor at Bond Financial Planning, LLC in Hampton, VA. He holds a Series 65 designation and has experience working as an engineer at Newport News Shipbuilding. Bond founded Bond Financial Planning, an independent registered investment adviser that provides discretionary investment management and financial planning for individual and high-net-worth clients. The firm emphasizes a long-term, fundamental-analysis approach and constructs portfolios primarily using ETFs and mutual funds, with occasional use of individual securities.

Marco Johnson is the sole advisor at Intentional-Growth Advisors LLC in Newport News, VA, holding Series 63 and Series 65 credentials with 14 years of experience in financial services. He previously worked with Primerica Advisors and Primerica Financial Services for over a decade and concurrently serves as a systems analyst at the Naval Information Warfare Center Atlantic since 2003. Additionally, Mr. Johnson creates financial education content under his personal brand H.I.M.E. through various digital platforms. Intentional-Growth Advisors LLC serves individuals, families, trusts, small businesses, charitable organizations, and retirement accounts, offering portfolio management and wealth planning through various fee structures. The firm combines passive and active investment strategies using both fundamental and technical analysis and integrates behavioral finance and client education via the proprietary H.I.M.E. framework as an educational tool alongside advisory services delivered under a fiduciary standard.

William Carbonell is a financial advisor at Arion Wealth Management LLC, holding a Series 65 designation and beginning his advisory career in 2026. He has prior work experience at Huntington Ingalls Industries and the City of Monrovia. Outside of his advisory role, he maintains employment as an engineer. Arion Wealth Management provides discretionary asset management primarily to individual and high-net-worth clients, offering investment selection, asset allocation, and portfolio monitoring aligned with client goals and risk tolerances. The firm uses both fundamental and technical analysis and allows clients to impose investment restrictions without requiring a minimum account size.

Oscar Alvarez is a CFP® professional with 23 years of industry experience, currently serving as the sole advisor at Pathway Financial Planning, Inc. in Newport News, VA. He has led his independent firm since 2014 and has operated a related financial services business since 2011. In addition to advisory work, Mr. Alvarez spends a significant portion of his time offering insurance products through a separate affiliated business. Pathway Financial Planning, Inc. provides fee-based investment management and financial planning services to individuals and small businesses, primarily through non-discretionary mandates. The firm offers tailored investment strategies, combines direct management with third-party managers, and conducts educational seminars and workshops for clients.