Judi Nadine Babbitt

Are you living your best version of financial freedom and are you on the path to financial independence? In Alaska, achieving financial freedom carries a unique significance. From managing heating oil and travel expenses to navigating seasonal challenges, we understand the distinct needs and benefits that define life in the Last Frontier. We specialize in working with Alaska professionals who rely on the state’s PERS and TRS retirement systems, including employees of the State of Alaska, the University of Alaska, and various municipalities and school districts. By extension, we work with all Alaskans—supporting their spouses, guiding them in caring for aging parents, and ensuring they can help their children realize their potential. Frontier’s founder, Greta returned to Alaska after earning her degrees and traveling the globe. Through thoughtful financial planning and goal-setting, she transitioned from a career as a Civil Engineer in Anchorage to becoming a thriving certified financial planning specialist, life partner, and mother. She works with families like her own, with kids, parents, grandparents - who are seeking financial guidance and the independence that comes with a solid and process-driven plan. You can feel confident that Greta faces the same seasons, challenges, joys, and richness that come with life in Alaska, just like you.

Phil Younker, Jr. is a financial advisor with Phil A. Younker & Associates, Ltd. in Fairbanks, Alaska, holding a Series 63 designation and over 30 years of industry experience. He has been with Phil Younker & Associates since 1986. Phil A. Younker & Associates provides discretionary portfolio management and wealth-planning services to individuals, pension and profit-sharing plans, estates, trusts, charitable organizations, and businesses. The firm primarily uses passive investment management strategies with index mutual funds and ETFs, complemented by fundamental and technical analysis and third-party manager referrals.

Jaime Graham is a financial advisor at Phil A. Younker & Associates, Ltd. with eight years of industry experience. He holds a Series 65 credential and has previously worked at Abridge Partners, LLC. Phil A. Younker & Associates provides discretionary portfolio management and wealth-planning services to individuals, pension and profit-sharing plans, estates, trusts, charitable organizations, and businesses. The firm primarily uses passive investment strategies with index mutual funds and ETFs, complemented by fundamental and technical analysis and coordination with outside managers.

Myles Brady is an advisor at Hegdahl Investment Management, LLC, holding a Series 65 designation with one year of industry experience. Prior to his advisory role, he worked at Amazon.com for twelve years. Hegdahl Investment Management is a small, state-registered advisory firm serving individuals, retirement plans, private foundations, and nonprofit organizations. The firm’s investment process incorporates macroeconomic analysis and modern portfolio theory, using ETFs, mutual funds, and separately managed accounts, with additional tactical strategies for certain clients.

Tammy Kosa is a Series 65-licensed financial advisor at Elliott Cove Capital Management with 20 years of industry experience. She has been with Elliott Cove since 2006 and also has a long tenure at Northrim Bank beginning in 2004. Elliott Cove Capital Management provides fee-based portfolio management to individual and high-net-worth clients, as well as pension plans, trusts, estates, charitable organizations, corporations, and government clients. The firm employs an asset-allocation approach using index-style model portfolios primarily composed of Dimensional Fund Advisors mutual funds and ETFs, with discretionary management guided by an Investment Committee.

Joshua Church is a financial advisor with Greenup Wealth in Fairbanks, Alaska. He holds a Series 65 designation and has five years of industry experience, including prior roles at Arbor Capital Management and Eleanor Investment Inc. Before entering financial services, he worked in construction at Build Right Construction Inc. Greenup Wealth provides portfolio management and financial planning to individuals, charitable organizations, and business entities, using a variety of analytical methods and investment strategies. The firm serves both discretionary and non-discretionary accounts and offers services for assets outside its custody, focusing on tax-efficient asset location and opportunistic rebalancing.