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Justin Charles Cramer

Advisor at OneAscent Wealth Management — Myrtle Beach, SC

Updated today

Credentials

Series 65, Series 66

Experience

14 years

Location

Myrtle Beach, SC

OneAscent Wealth Management logo

OneAscent Wealth Management

Team

Total advisors

12

Across 4 offices

Clients per advisor

76 High

Avg AUM per client

$497,008 Low

HNW client ratio

14% Low

About

Justin Cramer is a financial advisor at OneAscent Wealth Management with 14 years of industry experience. He holds Series 65 and Series 66 credentials and previously worked at Prospera Financial Services for seven years. Cramer is also a partner in Bluff Mountain Lodge, LLC, a real estate investment venture in Myrtle Beach, SC. OneAscent Wealth Management offers investment management, financial planning, and consulting services to individuals, high-net-worth clients, retirement plans, trusts, and institutions. The firm employs a combination of direct securities, third-party managers, and model portfolios tailored to client-specific asset allocation guidelines, and operates an affiliated adviser and platform ecosystem with multiple offices and access to insurance and annuity solutions.

Client services

Based on OneAscent Wealth Management

Financial planning Portfolio management Selection of other advisers

Expertise

Based on OneAscent Wealth Management

Tax-loss harvesting Active portfolio management Options & derivatives strategies Wealth management

Occupation focus

Based on OneAscent Wealth Management

Founder/Business Owner Retired

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Fee options

Fixed

Financial Planning fees between $0 and $15,000 (can exceed $100,000 in special circumstances); Asset Management flat fees between $1,000 and $100,000 per annum; Financial Consulting fees between $500 and $4,000 per annum

Percentage

0.50% to 2.00% per annum (negotiable, varies by account size, complexity, and other factors)

Project-based

$125 to $500 per hour (typical range for financial planning services)

Location

See office

Myrtle Beach, SC

Myrtle Beach SC

Advisors at this office

1

Most active in

New York · South Carolina

Work history

14 years of industry experience

OneAscent Family Office, LLC

2024 - Present • 2 years

Birmingham, AL

OneAscent Financial Services, LLC

2024 - Present • 2 years

Birmingham, AL

OneAscent Wealth Management LLC

2022 - Present • 4 years

Birmingham, AL

Prospera Financial Services

2015 - 2022 • 7 years

Dallas, TX

Edward Jones

2014 - 2015 • 1 year

SC

New England Securities

2012 - 2014 • 2 years

Murrells Inlet, SC

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Flavio M

Series 65

Myrtle Beach, SC

Coast Wealth Management Group, LLC

Flavio Medeiros is a financial advisor at Coast Wealth Management Group, LLC with 10 years of industry experience. He holds Series Series 65 license. Coast Wealth Management Group provides investment management and financial planning services to individual and business clients. The firm develops portfolios and plans tailored to client goals, using fundamental analysis and a combination of long- and short-term strategies.

Cash flow / budgeting Retirement income strategy Debt management General retirement planning Roth conversion strategy Retired Military & Veterans Approaching retirement Retired Gen X (Born 1965-1980)
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Joshua H

CFP®, Series 63, Series 66

Myrtle Beach, SC

Resettle Wealth

Joshua Hemmert is a CFP®-certified financial advisor with 14 years of industry experience. He is the founder of Resettle Wealth, an independent firm based in Myrtle Beach, SC, and previously worked at J.P. Morgan Asset Management for eight years. Hemmert also spent time at BMT Management & Financial Consultants before establishing his own practice. Resettle Wealth serves individual and high-net-worth clients with comprehensive financial planning and investment management, focusing on strategic asset allocation using both passive and active investment vehicles. The firm provides services including retirement, tax, estate, and insurance planning, as well as Social Security optimization and business and relocation analyses.

Social Security optimization General retirement planning Tax-loss harvesting
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Francis R

Series 65

North Myrtle Beach, SC

FPR Investments LLC

Francis Rivell is a financial advisor at FPR Investments LLC, holding a Series 65 designation with one year of industry experience. His work history includes roles at NMBNB LLC and involvement in property and financial consulting. FPR Investments LLC provides discretionary asset management, financial planning, and ERISA retirement-plan services to individuals, high-net-worth clients, trusts, and retirement plans. The firm customizes portfolios based on client objectives and risk tolerance, using various analytical methods and discretionary trade execution.

Retirement plans for business owners (SEP, solo 401k) Retirement income strategy General estate planning guidance
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John T

CFP®, Series 63

Myrtle Beach, SC

Mecklenburg Financial Group

John Tiddy is a CFP® with 22 years of experience in the financial industry. He has been the sole advisor at Mecklenburg Financial Group since 2008. Mecklenburg Financial Group is an independent, single-advisor firm offering discretionary portfolio management and fee-based financial planning to individuals and high-net-worth clients. The firm employs a combination of fundamental and technical analysis to construct portfolios aligned with clients’ goals and risk tolerance, managing approximately $3.3 million across a focused client base.

Wealth management Real estate investing Annuities College savings (529s, UTMA, etc.) Debt management
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James V

CFP®, Series 63, Series 65

Myrtle Beach, SC

Cairn Investor Services

James Vassas is a CFP® with 18 years of industry experience, currently serving as the sole advisor at Cairn Investor Services. He has been with Cairn Investor Services since 2016. In addition to his advisory role, he is involved in the sale of fixed life, annuity, and health insurance products. Cairn Investor Services is an independent, state-registered advisory firm that primarily serves individual clients over age 40, as well as some corporations, partnerships, and trustees. The firm offers discretionary investment management, financial planning, hourly advisory engagements, and a subscription-based advisory service that integrates various non-investment professionals and software, combining fundamental and technical analysis in its managed portfolios.

Life insurance needs analysis
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Patrick T

Series 66

North Myrtle Beach, SC

Ramsey Smith Investment Solutions

Patrick Tuite is a financial advisor at Ramsey Smith Investment Solutions with 18 years of industry experience. He holds a Series 66 designation and has worked with several firms including Masonboro Advisors and BB&T Securities. He is also the managing member of MAMB, LLC. Ramsey Smith Advisors LLC provides asset management and financial planning services to individuals, small businesses, high-net-worth individuals, and charities. The firm employs a discretionary asset-management approach using methods such as fundamental and technical analysis, modern portfolio theory, and Monte Carlo analysis, alongside offering hourly financial planning and educational seminars.

Retirement income strategy Cash flow / budgeting Active portfolio management Tax-loss harvesting Founder/Business Owner Executive
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