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Credentials
CFP®, Series 66
Experience Industry experience
13 years
Location
Spencer, WV 25276
Cetera
Institution
Justin Heindl is a CFP® with 13 years of experience in financial advising, currently with Cetera. He has worked at Cetera and its affiliates since 2017 and previously spent five years at Woodbury Financial Services. Outside his advisory role, he serves as a deacon and assistant treasurer at Ripley Baptist Temple and coaches youth sports. Cetera Investment Advisers LLC serves a diverse client base, including individuals, retirement plans, corporations, and institutional accounts, offering discretionary and non-discretionary portfolio management through a multi-manager platform with a range of program structures and third-party managers.
Based on Cetera
Based on Cetera
Flat fees may be charged for financial planning and consulting services as negotiated with advisor.
$0 - $250,000: up to 2.90% $250,001 - $500,000: up to 2.90% $500,001 - $1,000,000: up to 2.70% $1,000,001 - $2,000,000: up to 2.00% $2,000,001+: up to 1.50%
Advisors may be registered representatives and licensed insurance agents earning commissions on securities and insurance products.
Consulting and financial planning services may be charged on an hourly rate basis, ranges not specifically stated.
Account minimum: $5,000 Fee-only: Flat fees for financial planning and consulting services; hourly fees for financial planning and consulting according to client agreement; fees negotiated with advisor.
Spencer, WV
One Black Walnut Avenue
Spencer WV 25276
Advisors at this office
1
West Virginia
13 years of industry experience
Cetera Investment Services Llc
2017 - Present • 9 years
St. Cloud, MN
Cetera
2017 - Present • 9 years
Spencer, WV
Investment Centers of America, Inc.
2017 - 2017 • 1 year
Spencer, WV
Woodbury Financial Services, Inc
2012 - 2017 • 5 years
Sissonville, WV
Poca Valley Financial
2008 - Present • 18 years
Spencer, WV
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Trust company
They provide trust and estate administration services, typically for separate fees.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
Bank
They're affiliated with a bank that may offer its own financial products and services.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
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