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Justin Ryan Rzucidlo

Advisor at Cetera — Willow Street, PA Willow Street Pike

Updated today

Credentials

Series 66

Experience

3 years

Location

Willow Street, PA 17584

Cetera logo

Cetera

Institution

Total advisors

10,171

Across 5,094 offices

Clients per advisor

79 Low

Avg AUM per client

$306,089 Low

HNW client ratio

10% Low

About

Justin Rzucidlo is a financial advisor at Cetera with three years of industry experience. He holds the Series 66 designation and has worked at several firms including Concourse Financial Group Securities Inc and Vision Financial Services. In addition to his advisory role, he serves as chapter president of a nonprofit organization, Referral Partners Plus, and is a member of the Pennsylvania Army National Guard. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients nationwide. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers across various program structures.

Client services

Based on Cetera

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

Based on Cetera

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy

Occupation focus

Based on Cetera

Founder/Business Owner Executive

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Fee options

Fixed

Flat fees may be charged for financial planning and consulting services as negotiated with advisor.

Percentage

$0 - $250,000: up to 2.90% $250,001 - $500,000: up to 2.90% $500,001 - $1,000,000: up to 2.70% $1,000,001 - $2,000,000: up to 2.00% $2,000,001+: up to 1.50%

Commissions

Advisors may be registered representatives and licensed insurance agents earning commissions on securities and insurance products.

Project-based

Consulting and financial planning services may be charged on an hourly rate basis, ranges not specifically stated.

Other

Account minimum: $5,000 Fee-only: Flat fees for financial planning and consulting services; hourly fees for financial planning and consulting according to client agreement; fees negotiated with advisor.

Location

See office

Willow Street, PA Willow Street Pike

2733 Willow Street Pike

Willow Street PA 17584

Advisors at this office

1

Most active in

Pennsylvania

Work history

3 years of industry experience

Cetera

2025 - Present • 1 year

Schaumburg, IL

Cetera Wealth Services, LLC

2025 - Present • 1 year

Willow Street, PA

Concourse Financial Group Securities Inc

2022 - 2025 • 3 years

Willow Street, PA

Vision Financial Services

2022 - Present • 4 years

Willow Street, PA

David Chrysler Dodge Jeep Ram

2021 - 2022 • 1 year

Glen Mills, PA

Videon Chrysler Dodge Jeep Ram

2019 - 2021 • 2 years

Newtown Square, PA

Jeff D'Amboise

2018 - 2019 • 1 year

Downing Town, PA

National Tire and Battery

2017 - 2018 • 1 year

Talleyville, DE

Pennsylvania Army National Guard

2015 - Present • 11 years

Elizabethtown, PA

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Jeremy S

Series 65, Series 63

Lancaster, PA

Stahl Wealth Management, LLC

Jeremy Stahl is a financial advisor at Stahl Wealth Management, LLC in Lancaster, PA, with 14 years of industry experience. He holds the Series 65 and Series 63 designations and has worked previously at Dimensional Wealth Advisors, Fma Advisory Inc, Wheatland Advisors, and BB&T Bank. Stahl Wealth Management is an independent registered investment adviser serving individual and charitable clients, as well as corporate and business clients. The firm manages approximately $65 million in discretionary assets and employs a tailored, objective-driven investment approach that incorporates both fundamental and technical methods, offering services including portfolio management, financial planning, and consultative retirement advice.

Options & derivatives strategies Concentrated stock management Wealth management
user avatar

Zuri I

Series 63, Series 65

Lancaster, PA

Eagleview Asset Management, LLC

Zuri Idoeta is a financial advisor at Eagleview Asset Management, LLC with 32 years of industry experience. Prior to founding Eagleview in 2025, Idoeta spent over 20 years with Insight Securities, Inc. Outside of advising, Idoeta is the sole owner of Wampum LLC, an e-commerce business focused on reselling home goods and medical instruments. Eagleview Asset Management provides discretionary and non-discretionary portfolio management services primarily to individuals and high net worth clients. The firm employs a combination of fundamental, technical, and charting analysis, offering long- and short-term positions, options strategies, and periodic rebalancing.

Options & derivatives strategies
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Steven M

Series 63, Series 65

Lancaster, PA

Cool Creek Financial

Steven Maher is a financial advisor at Cool Creek Financial with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including Domani Wealth, EHD Advisory Services, Global Retirement Partners, and LPL Financial. Cool Creek Financial is an independent, fee-only investment adviser serving individuals, charitable organizations, small businesses, and employer-sponsored pension and profit-sharing plans. The firm provides customized wealth management, retirement plan consulting, and develops client-specific investment policies using a combination of passive and active strategies.

General retirement planning Retirement income strategy Cash flow / budgeting College savings (529s, UTMA, etc.) Founder/Business Owner
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Jeffrey G

Series 66

Lancaster, PA

Carriage Hill Investment Associates LLC

Jeffrey Guindon is a financial advisor at Carriage Hill Investment Associates LLC with 13 years of industry experience. He holds the Series 66 designation and has worked at Carriage Hill since 2019, following roles at RKL Wealth Management LLC and ParenteBeard Wealth Management LLC. He serves on the board and chairs the investment committee of the Lancaster County Community Foundation. Carriage Hill Investment Associates LLC is an independent registered investment adviser that provides discretionary portfolio management and hourly financial planning to individuals, charitable organizations, and some corporate clients. The firm manages approximately $41.3 million in assets, using a combination of economic and fundamental analysis along with Modern Portfolio Theory to create model and customized portfolios.

Wealth management General retirement planning College savings (529s, UTMA, etc.) Debt management Cash flow / budgeting
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Jeremy W

CFP®, Series 66

Lancaster, PA

Fident Financial, LLC

Jeremy Walter is a CFP® professional with 19 years of experience in financial advising. He has been with Fident Financial, LLC since 2017 and previously worked at Securities America Advisors, Inc., SECURITIES AMERICA, inc., and Bare Financial Services, Inc. from 2007 to 2017. Fident Financial is a fee-only independent advisor serving individuals, high-net-worth clients, business entities, and employee benefit plans. The firm focuses on passive portfolio construction using index funds and ETFs, incorporates factor exposures when appropriate, and provides pension consulting services alongside personalized financial planning and discretionary investment management.

General retirement planning Cash flow / budgeting College savings (529s, UTMA, etc.) Tax strategies for small businesses
user avatar

Ben S

Series 65

Lancaster, PA

Strubel Investment Management, LLC

Ben Strubel is the owner of Strubel Investment Management, LLC in Lancaster, PA, with 16 years of industry experience. He holds a Series 65 designation and has led his independent advisory firm since 2009. Outside of advisory work, he is also the owner of Stmt.ai, a financial data subscription software development business. Strubel Investment Management provides fee-only advisory services primarily to individual households, including some high-net-worth clients, managing approximately $55 million across 224 accounts. The firm offers discretionary portfolio management, financial planning, and retirement-plan management, employing a mix of low-cost index funds, individual equities, bonds, and REITs tailored to client preferences and risk tolerance.

Active portfolio management Real estate investing Wealth management
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