Justin Philip Velzke

Derek Delaney is a CFP® and ChFC® credentialed financial advisor with 12 years of industry experience. He has worked at PharmD Financial Planning LLC since 2020 and previously spent five years at Profinium, Inc. Derek is the sole advisor at PharmD Financial Planning LLC, which operates as an independent firm. PharmD Financial Planning LLC provides investment management and financial planning services to individuals, high-net-worth clients, and nonprofit organizations. The firm focuses on long-term investing through allocation among SEI asset models and outside managers, offering personalized planning and portfolio services for a small client base.

Barry Bayles is a financial advisor with Horter Investment Management, LLC, holding a Series 65 designation and seven years of industry experience. He has worked at Horter Investment Management since 2018 and also operates Financial Freedom Partners LLC, where he serves as a sole proprietor providing insurance sales. Additionally, he has been self-employed since 2003 in tax preparation, assisting individuals and small businesses with income tax filings. Horter Investment Management offers discretionary and non-discretionary portfolio management, financial planning, and retirement-plan advisory services to a broad client base including individuals, trusts, pension plans, and corporations. The firm employs a combination of tactical and passive multi-manager portfolios and provides ongoing account oversight with supplemental quarterly reporting.

Christopher Fiske is a financial advisor with First Heartland Consultants, Inc. He holds a Series 66 designation and has five years of industry experience. Prior to joining First Heartland Capital Inc., he worked at Thrivent Financial and Thrivent Investment Management Inc. Fiske serves as a chaplain in the Iowa Army National Guard, providing religious support and supervising other chaplains. He is also a part-owner and financial manager of Steel Toe Games. First Heartland Consultants provides investment advisory and financial planning services to individuals, businesses, and retirement plan participants. The firm offers personalized asset management, third-party management, and model-based self-directed brokerage accounts, using a blend of fundamental, technical, and cyclical analysis along with strategic and tactical asset allocation.

Gary Hughes is a financial advisor at PFG Advisors with 38 years of industry experience. He holds a Series 63 designation and has worked with multiple firms, including Ameriprise Financial Services and Securities America. Hughes has also been associated with United Prairie Bank since 2017. PFG Advisors provides fee-based investment advisory services to a diverse client base, including individuals, retirement plans, trusts, charitable organizations, and financial institutions. The firm offers discretionary and non-discretionary portfolio management, financial and retirement planning, and access to third-party managers, utilizing model portfolios and a mix of index-based ETFs with fundamental, technical, and cyclical analysis.

Elijah Bushman is a financial advisor with PFG Advisors, holding a Series 66 designation and one year of industry experience. His prior work includes roles at United Planners, OSAIC, United Prairie Bank, and the United States Postal Service. PFG Advisors offers fee-based investment advisory services to a diverse client base, including individuals, retirement plans, trusts, charitable organizations, corporations, and financial institutions. The firm’s investment approach utilizes model portfolios and third-party managers, combining macro allocation strategies with fundamental, technical, and cyclical analysis, supported by multiple marketplace platforms and integrated technology solutions.

Geoffrey Stamp is a financial advisor with Principal Financial Services in Owatonna, MN, holding Series 63 and Series 65 credentials and 11 years of industry experience. His work history includes roles at Principal Securities, Principal Life Insurance Company, Bridge Street Wealth Strategies, and JJ Swanson Advisory Group. He is a co-owner of Carwardine, Tighe, and Swanson, an LLC focused on operational support and practice succession planning, and serves as an officer on the Owatonna Early Edition Rotary Club’s Foundation Committee. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions, typically implemented on a discretionary basis.