Karah Wiley

Ryan Foster is a CFP® certified financial advisor with 18 years of industry experience. He is the principal advisor at Crossroads Financial Services Inc, where he has worked since 2022. Prior to that, he worked at Intercarolina Financial Services, Inc. and Fund Direct Advisors, Inc. from 2016 to 2022. Crossroads Financial Services Inc provides investment management and financial planning primarily for individuals, high-net-worth clients, and charitable organizations. The firm operates on a fee-only basis with discretionary portfolio management, combining passive and active strategies tailored through ongoing client discussions.

Jeffrey Albright is a financial advisor at Shepherd Wealth Management with 22 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Creative Planning for 13 years. Shepherd Wealth Management serves individual and high-net-worth clients, managing approximately $162 million in discretionary assets. The firm uses a team-based approach focused on Modern Portfolio Theory and passive index investments, complemented by various analytical methods and integrated financial planning.

Joseph Hampton is a financial advisor at Credit Union Investment Services with eight years of industry experience. He holds the Series 65 and Series 63 licenses and has worked with several affiliated firms including Members Trust Company, SECU*RE, Inc., SECU Life Insurance Company, and State Employees' Credit Union. In addition to his advisory role, he acts as a broker for SECU*RE, Inc. and serves as a financial advisory services specialist at State Employees' Credit Union. Credit Union Investment Services primarily serves individual investors who reside in North Carolina, offering non-discretionary portfolio management, asset allocation advice, and retirement and financial planning. The firm operates within a credit union ecosystem and emphasizes a long-term, goals-based investment approach using mostly low-cost index funds and ETFs.

Steven Harrell is a financial advisor with Capital Investment Advisory Services, LLC, holding Series 63 and Series 65 credentials and 23 years of industry experience. He previously worked at LPL Financial, LLC for eight years before joining Capital Investment Advisory Services and Capital Investment Group, Inc. Harrell is also active as a preacher at small churches, dedicating approximately 20 hours per month to this role. Capital Investment Advisory Services, LLC provides investment advisory and supervisory services to individuals, retirement plans, corporations, trusts, estates, and charitable organizations. The firm offers a range of services including separately managed accounts, referrals to third-party managers, private-label model portfolios, and financial planning, using a mix of analytical methods and ongoing monitoring tailored to clients’ investment objectives and risk tolerance.

Philip Lahr is a financial advisor with Credit Union Investment Services in Asheboro, NC, holding a Series 66 designation and 15 years of industry experience. He has concurrent roles with Members Trust Company, SECU Life Insurance Company, SECU Brokerage Services, and State Employees' Credit Union, where he provides financial advisory services and life insurance. Lahr spends a small portion of his time as a trust representative for Members Trust Company. Credit Union Investment Services primarily serves North Carolina residents, offering goals-based, non-discretionary investment advice focused on mutual funds, ETFs, and fixed income products. The firm operates within the State Employees’ Credit Union ecosystem and emphasizes long-term planning with salaried advisors who do not receive commissions.

Aaron Smith is a financial advisor with Capital Investment Advisory Services, LLC, holding a Series 66 designation and 15 years of industry experience. He previously worked at Cardinal Financial, LLC for eight years before joining his current firm in 2021. Outside of his advisory role, he is a co-owner of a real estate group involved in non-investment-related activities. Capital Investment Advisory Services provides portfolio management and supervisory services to individuals, corporations, retirement and profit-sharing plans, trusts, estates, foundations, and charitable institutions. The firm offers tailored investment programs with a range of strategies and typically manages assets on a discretionary basis.