Karen Heltzel

Jeffrey Guindon is a financial advisor at Carriage Hill Investment Associates LLC with 13 years of industry experience. He holds the Series 66 designation and has worked at Carriage Hill since 2019, following roles at RKL Wealth Management LLC and ParenteBeard Wealth Management LLC. He serves on the board and chairs the investment committee of the Lancaster County Community Foundation. Carriage Hill Investment Associates LLC is an independent registered investment adviser that provides discretionary portfolio management and hourly financial planning to individuals, charitable organizations, and some corporate clients. The firm manages approximately $41.3 million in assets, using a combination of economic and fundamental analysis along with Modern Portfolio Theory to create model and customized portfolios.

Scott Ford is the principal of Ford Investment & Retirement Management LLC and holds Series 63 and Series 65 licenses. He has five years of experience in financial advising, including prior roles at Primerica Advisors and Primerica Financial Services. In addition to his advisory work, Ford maintains a full-time engineering position at Graham Packaging. Ford Investment & Retirement Management LLC provides discretionary investment management and financial planning services to individual clients, including both non-high-net-worth and high-net-worth investors. The firm focuses on actively managed, short-term strategies utilizing stocks, ETFs, mutual funds, bonds, and specialized ETF exposures, and combines portfolio management with ongoing financial planning and consulting.

Shawn Minnich is a financial advisor at Lifetime Financial Foundations, LLC with six years of industry experience. He holds a Series 65 designation and previously worked for 20 years in the Northeastern York School District before transitioning to financial services. Minnich also has experience as an independent insurance agent. Lifetime Financial Foundations provides investment management and financial planning services to individuals, high-net-worth clients, trusts, estates, and small businesses. The firm employs a long-term investment approach based on fundamental analysis while maintaining flexibility for rebalancing and shorter-term trades, offering customized portfolios that include mutual funds, ETFs, individual equities, fixed income, and allocations to independent managers.

Adam Saubel is a CFP® and ChFC® with seven years of industry experience. He is the principal of Saubel Financial Group in York, PA, and has prior experience with Northwestern Mutual Wealth Management Company. He serves as adjunct faculty at Elizabethtown College and holds several nonprofit roles, including assistant treasurer for a cerebral palsy home and vice chair of the Children’s Aid Society. Saubel Financial Group provides portfolio management and financial planning services to individual and high-net-worth clients, using a variety of investment strategies including fundamental and quantitative analysis and modern portfolio theory. The firm typically manages accounts on a discretionary basis and offers educational seminars and workshops.

Brian Bordenkircher is a financial advisor at BDB Wealth Advisors LLC in Red Lion, PA, holding Series 65 and Series 66 credentials with three years of industry experience. He previously worked at Edward Jones and has experience with Borden Creations LLC. He is also a licensed insurance agent. BDB Wealth Advisors provides portfolio management, financial planning, and pension consulting to individuals and employer-sponsored plans. The firm combines cyclical, fundamental, and technical analysis with modern portfolio theory and offers discretionary trading authority to implement client-specific allocations.

Mark Yoffe is a financial advisor at Secure Care Wealth Management, LLC in York, PA. He holds a Series 65 credential and has no prior industry experience as a financial advisor. Outside of his advisory role, he is an actively practicing physician at UPMC. Secure Care Wealth Management provides discretionary asset management and financial planning services to individuals, high-net-worth clients, trusts, estates, and business entities. The firm offers tailored planning engagements and constructs portfolios using approaches such as Modern Portfolio Theory, fundamental analysis, and technical analysis.