Keith William Spencer

Eric Stutzman is a CFP® professional with 14 years of industry experience. He has worked at Etesian Wealth Advisors, Inc. since 2013. Stutzman is based in Spokane, WA, and holds the Series 66 license. Selkirk Wealth Advisors, LLC provides comprehensive financial planning and discretionary investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm manages approximately $207 million on a discretionary basis and offers customized portfolios using no-load mutual funds, ETFs, individual stocks and bonds, as well as access to third-party money managers.

Sarah Williams is a financial advisor at Selkirk Wealth Advisors, LLC with five years of industry experience. She holds a Series 65 designation and previously worked at Fulcrum Financial Group before joining Selkirk Wealth Advisors in 2017. Selkirk Wealth Advisors provides comprehensive financial planning and discretionary investment management for individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm customizes portfolios using no-load mutual funds, ETFs, individual stocks and bonds, and offers access to third-party money managers while managing approximately $207 million for around 204 clients.

Emily Sibert is an advisor at Stirlingshire Investment Advisors. with Series 7, 63 and Series 65 credentials., she also holds a Ph.D in Criminal Law. She has one year of industry experience and previously worked at several financial services firms, including One America Securities, MWA Financial Services, Modern Woodmen of America, and Eagle Strategies. Prior to entering the financial industry, she operated Tigerlili Consulting for 13 years. Stirlingshire provides investment advisory and consulting services to individuals, high-net-worth clients, businesses, and retirement plans. The firm offers portfolio management, financial planning, retirement plan consulting, and brokerage services, delivering advice primarily through its proprietary platform and excellent in-house team.

Denise Downey is a CFP® professional based in Spokane, WA, with 17 years of industry experience. She has been with Financial Trex, LLC since 2016, where she operates as the firm's sole advisor. Financial Trex, LLC provides financial planning and portfolio management services to individual and high-net-worth clients, focusing on a passive investment approach using index mutual funds and ETFs. The firm offers subscription-based comprehensive planning, limited-scope hourly planning, discretionary investment management, and referrals to third-party money managers.

Jeffrey Zappone is a financial advisor at Chair Six Financial Planning, PLLC with 10 years of industry experience. He holds the PFS™ designation and Series 65 license. Prior to founding Chair Six Financial Planning in 2015, he worked at Dorendorf & Associates, P.S. for two years. Outside of advising, he provides accounting and tax services through his firm and serves as a minority member and co-manager of a family investment entity. Chair Six Financial Planning serves individuals, high-net-worth clients, and small businesses with personal financial planning, investment consultation, and portfolio management. The firm integrates long-term, globally diversified investment strategies with tax-aware planning and offers separate accounting and tax-preparation services under distinct agreements.

Harry Lawrence is the sole advisor at Upfront Financial Planning, LLC, based in Spokane, WA. He holds a Series 65 designation and has two years of industry experience. Prior to his financial advisory role, he worked in critical care medicine for over nine years and currently practices part-time as a licensed Physician Associate-Certified outside of business hours. Upfront Financial Planning provides fee-only financial planning and discretionary investment management to individuals, high-net-worth clients, trusts, nonprofits, and business entities. The firm emphasizes strategic asset allocation primarily using index funds, with planning treated as an ongoing collaboration and investment management billed as a percentage of assets.