Kevin Donald Loch

Timothy Cooper is the sole advisor at Ripple Effect Investment Strategies, LLC in Westerville, OH, holding a Series 63 designation with 17 years of industry experience. He has operated Ripple Effect since 2008 and has been self-employed since 1997, with a significant portion of his time spent providing insurance services. Ripple Effect Investment Strategies serves individual clients through comprehensive financial planning that includes income analysis, Social Security, taxes, investments, insurance, and estate planning. The firm also offers tax preparation and public educational seminars, providing tailored written recommendations and ongoing reviews without exercising investment discretion or custody of client assets.

Andrew Young is a Series 65-licensed financial advisor with six years of industry experience. He is the founder of Young Financial Planning LLC and previously worked at Whitaker-Myers Wealth Managers, Ltd. and JP Morgan Chase & Co. Young Financial Planning LLC provides wealth management and financial planning services to individuals, high-net-worth clients, employer-sponsored retirement plans, charitable organizations, and businesses. The firm offers discretionary portfolio management, retirement plan consulting, written financial plans, and educational seminars, employing an investment approach that combines passive and active strategies based on modern portfolio theory.

Andrew Kerns is a CFP® professional with 17 years of experience and the sole advisor at Accountable Financial Planning LLC in Westerville, OH, where he has worked since 2009. Accountable Financial Planning LLC provides coordinated financial planning and non-discretionary investment management for individuals, families, trusts, and small-business owners. The firm offers a broad range of services including cash-flow and retirement planning, insurance analysis, employer benefits reviews, bookkeeping, and income tax preparation, typically implementing globally diversified portfolios with low-cost mutual funds and ETFs on a fee-for-service basis.

Paul Huey is a financial advisor at EFS Wealth Management LLC in Columbus, Ohio, holding a Series 65 designation with three years of industry experience. His prior roles include positions at Delta Capital Management, AE Wealth Management, and Eagle Financial Solutions, where he has also been involved in insurance sales and financial advising. EFS Wealth Management LLC provides investment advisory and financial planning services to individuals, trusts, family offices, small businesses, endowments, and other institutional investors. The firm focuses on asset allocation and selecting outside money managers to manage portfolios, offering both discretionary management and standalone financial planning engagements.

Bryan Gebhart is the sole advisor at Sirius Trading Partners LLC in Gahanna, Ohio. He holds a Series 65 designation and has extensive self-employment experience since 1999, including one year at Sirius Trading Partners. Sirius Trading Partners provides discretionary investment management for individual and high-net-worth clients through quantitative, model-driven, ETF-based managed accounts. The firm offers systematic strategies that use proprietary models based on price momentum and volatility, with portfolios that may include leveraged and inverse ETFs and involve active trading.

Richard Roell is a ChFC®-designated financial advisor with 17 years of industry experience. He has been with Peak Financial Partners, LLC since 2007. Peak Financial Partners serves individual investors, companies, and trusts by providing financial planning, wealth management, and insurance products. The firm uses client-specific asset allocations with both fundamental and technical analysis, managing portfolios primarily through diversified mutual funds, stocks, FDIC-insured certificates of deposit, and U.S. Treasuries, typically on a discretionary basis with regular reviews and rebalancing.