Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Credentials
CFP®, Series 63, Series 66
Experience Industry experience
28 years
Location
Mackinac Island, MI
Morgan Stanley
Institution
Kimberly Crane is a CFP® professional with 27 years of industry experience, currently affiliated with Morgan Stanley. Her background includes roles at Wells Fargo Bank, N.A., Wells Fargo Advisors LLC, and Morgan Stanley Private Bank, N.A. She serves on the board of the Hubbards Annex Homeowners Association, a nonprofit organization on Mackinac Island, Michigan. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools without providing individual security recommendations as part of its standalone planning service.
Based on Morgan Stanley
Minimum fee: Maximum fee generally $5,000, up to $20,000 for certain financial plans (effective Q1 2026); fees are negotiable and may be discounted up to 100% Fee-only: Financial planning services fees payable as a one-time lump sum fee upon delivery of the Financial Plan
Mackinac Island, MI
Mackinac Island MI
Advisors at this office
2
California · Michigan · Texas
28 years of industry experience
Morgan Stanley Private Bank, N.A.
2021 - Present • 5 years
New York, NY
Morgan Stanley Smith Barney LlC
2021 - Present • 5 years
Los Angeles, CA
Wells Fargo Clearing
2016 - 2021 • 5 years
Los Angeles, CA
wells fargo advisors llc
2011 - 2016 • 5 years
Los Angeles, CA
Wells fargo Bank, N.A.
1999 - 2021 • 22 years
Long Beach, CA
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Series 65, Series 66
Cedarville, MI
Raymond James & Associates
Allen Kowalski is a financial advisor with Raymond James & Associates, holding Series 65 and Series 66 credentials and bringing 27 years of industry experience. He has been with Raymond James & Associates since 2010. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers financial planning and advisory services featuring non-discretionary consulting, supported by a variety of portfolio management styles and affiliated research.
Series 63, Series 66
Mackinac Island, MI
Morgan Stanley
Jeffrey Gembis is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 credentials and bringing 42 years of industry experience. His career includes long tenures at Merrill and Bank of America before joining Morgan Stanley in 2024. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm provides a range of advisory programs, including tailored financial planning supported by structured processes and advanced modeling tools.
Series 63, Series 66
Saint Ignace, MI
LPL Financial
Brandon Postma is a financial advisor at LPL Financial with 24 years of industry experience. He holds Series 63 and Series 66 licenses. His prior roles include more than a decade at SCF Investment Advisors, INC. and SCF Securities, INC., as well as earlier positions at BrokersXpress LLC and an initial tenure at LPL Financial. Outside of his advisory work, he is involved with Investment Insights LLC, a business entity related to investment activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing a range of strategies implemented by investment adviser representatives.
ChFC®, Series 66
Saint Ignace, MI
Edward Jones
John Kling is a financial advisor at Edward Jones in Saint Ignace, MI, holding the ChFC® designation and Series 66 license, with 15 years of industry experience. He has been with Edward Jones since 2010. Outside of his advisory role, Kling is involved in motel operations and property management through multiple rental property and development businesses in Michigan. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large national network of financial advisors and branch offices.
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