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Kristin Hetzer

Advisor at Royal Palms Capital, LLC — Whitefish, MT

Updated today

Credentials

CFP®, Series 63, Series 65

Experience

42 years

Location

Whitefish, MT

Royal Palms Capital, LLC logo

Royal Palms Capital, LLC

Independent

Total advisors

1

Clients per advisor

87 Very High

Avg AUM per client

$1,427,519 Very High

HNW client ratio

38% High

About

Kristin Hetzer is a CFP® with 42 years of industry experience and is the principal advisor at Royal Palms Capital, LLC, where she has worked since 2005. She is also licensed as an insurance agent. Royal Palms Capital offers customized investment supervisory and consulting services to a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm employs both fundamental and technical analysis across multiple investment strategies tailored to client risk tolerance and objectives.

Client services

Based on Royal Palms Capital, LLC

Financial planning Portfolio management Investment consulting services

Expertise

Based on Royal Palms Capital, LLC

Wealth management

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Fee options

Fixed

Fixed fees for consulting services up to $10,000, negotiated with client

Percentage

$0 - $50,000: minimum fee $50 per quarter $0 - $250,000: 1.375% $250,001 - $1,000,000: 1.20% $1,000,001 - $4,000,000: 1.00% $4,000,001 - $10,000,000: 0.75% $10,000,001+: 0.50%

Project-based

Standard rate of $350 per hour for investment consulting services

Other

Account minimum: $1,000,000 Minimum fee: $50 per quarter minimum, with accounts below $50,000 subject to minimum annualized fee of $1,000 or negotiated rate per quarter Fee-only: Investment consulting services at $350 per hour or fixed fee up to $10,000 negotiated in advance

Location

Whitefish, MT

Whitefish MT

Advisors at this office

1

Most active in

California

Work history

42 years of industry experience

Royal Palms Capital, LLC

2005 - Present • 21 years

Rolling Hills Est., CA

UBS Financial Services

2001 - 2005 • 4 years

Long Beach, CA

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Edward R

Series 63, Series 65

Whitefish, MT

GlacierWealth

Edward Rainford is the sole advisor at GlacierWealth, an independent investment advisory firm based in Whitefish, MT. He holds Series 63 and Series 65 licenses and has 23 years of industry experience, including 22 years with GlacierWealth. GlacierWealth provides discretionary and non-discretionary investment management and integrated financial planning primarily for individual clients, while also serving charitable organizations, corporate clients, and pension or profit-sharing plans. The firm uses a Risk Tolerance Assessment to guide investment policy and applies a combination of asset allocation, fundamental, technical, and quantitative analysis in managing client portfolios.

Options & derivatives strategies Passive / index investing Active portfolio management Wealth management General estate planning guidance Founder/Business Owner
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Alfred M

Series 63, Series 65

Whitefish, MT

Main Line Retirement Advisors, LLC

Alfred Matarazzo is a financial advisor with Main Line Retirement Advisors, LLC, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. His career includes long-term roles at FSC Securities Corporation and Main Line Financial Advisors LLC. Outside of finance, he is a passive partner in a craft spirits distillery and has served on nonprofit and industrial development boards. Main Line Retirement Advisors serves individual investors, including high-net-worth clients, and corporate retirement plan sponsors, providing discretionary wealth management and comprehensive financial planning. The firm manages portfolios primarily on a discretionary basis, combining fundamental and technical analysis, options strategies, and third-party manager allocations.

General retirement planning Retirement income strategy Wealth management Options & derivatives strategies
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Andrew C

Series 65

Whitefish, MT

Piedmont Capital Management, LLC

Andrew Coco is a Series 65-licensed advisor with seven years of industry experience. He has worked at Piedmont Capital Management, LLC since 2024 and previously operated Coco Enterprises, LLC for six years. Prior to his financial career, he was employed by Norfolk Southern Railroad for three years. Piedmont Capital Management is a registered investment adviser serving individual and high-net-worth clients, family offices, trusts, and other entities. The firm offers discretionary wealth management and standalone financial planning, managing approximately $200 million in client assets with an investment approach that integrates technical, fundamental, and cyclical analysis.

Wealth management
user avatar

Zachary M

CFP®, Series 65

Whitefish, MT

Main Line Retirement Advisors, LLC

Zachary Matarazzo is a CFP® credentialed financial advisor with eight years of industry experience, currently serving at Main Line Retirement Advisors, LLC since 2017. Prior to his advisory career, he was a full-time student for ten years. Main Line Retirement Advisors, LLC (d/b/a HeartStone Advisors) provides discretionary wealth management and comprehensive financial planning to individual investors, including high-net-worth clients, as well as retirement plan consulting and participant education for corporate sponsors. The firm manages approximately $394 million in assets using a combination of fundamental and technical analysis, options strategies, and third-party manager allocations.

General retirement planning Retirement income strategy Wealth management Options & derivatives strategies
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Diego B

Series 65

Whitefish, MT

Piedmont Capital Management, LLC

Diego Biggerstaff is a financial advisor at Piedmont Capital Management, LLC with a Series 65 credential. He has one year of industry experience. Prior to joining Piedmont Capital Management, he held roles in various fields including consumer services and education. Piedmont Capital Management, LLC provides discretionary wealth management and financial planning services to individuals, high-net-worth clients, family offices, pension and profit-sharing plans, trusts, and other entities. The firm uses a combination of technical, fundamental, and cyclical analysis to manage portfolios and serves a high volume of clients through standardized processes and custodial platform services.

Wealth management
user avatar

Thomas S

CFP®, Series 66

Whitefish, MT

Piedmont Capital Management, LLC

Thomas Schuch is a CFP® professional at Piedmont Capital Management, LLC with 13 years of industry experience. He previously worked at Coco Enterprises, LLC for ten years and spent one year at LPL Financial. Piedmont Capital Management provides discretionary wealth management and financial planning services to individuals, high-net-worth clients, family offices, pension and profit-sharing plans, trusts, and other entities. The firm combines technical, fundamental, and cyclical analysis to manage portfolios and serves a high client count per advisor, offering educational seminars on investment and non-investment topics.

Wealth management
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