Kyle Overby

Most financial advisors have never run a business, worked land, or made decisions under real pressure... but I have. I'm Jose Alvarez, founding advisor at Harvest Horizon Wealth Strategies, a fee-only, fiduciary advisor in Amery, Wisconsin and happily serving clients in the Upper Midwest. I'm also a 10 year veteran of the U.S. Army - a paratrooper and infantryman with combat experience. Now a husband, father, and working beef rancher. I built this firm because the people I respect most deserved better than what the brokerage world was offering them. I work with: Ag business owners and ranchers: succession, exits, land transitions, and operating complexity Business owners approaching a transition: growth, a sale, or legacy planning Families and individual: bringing a level of financial planning they don't get from the advisor with a big smile, several hundred clients, and only enough time to speak to them once a year What you get: o Fee-only and fiduciary: I'm paid by you, not by commissions o A plan built around your life stage, complexity, and goals o Coordination with your CPA and attorney: I don't do their jobs; I make sure everyone is working toward the same outcome o An advisor who understands land, livestock, and operating businesses... because I live it too I'm not the right fit for everyone. I work best with people who are serious about their finances, business, and wealth; those who value directness over salesmanship and want someone who will tell them the truth. If that sounds like what you've been looking for then reach out. Let's see if we're a good fit.

Paul Kluskowski is a financial advisor at T/R Financial Management Group, LLC with 26 years of industry experience. He holds a Series 66 designation and has worked at Lotus Investment Management, LLC from 2006 to 2019. In addition to his advisory role, he is the managing member of Cobalt Tax Services, LLC, a tax preparation and consultation business. T/R Financial Management Group provides personalized, discretionary investment management and financial planning primarily to individual clients and trusts. The firm employs a blend of proprietary technical, cyclical, and fundamental analysis to construct diversified portfolios, operating as a fee-only adviser that does not sell commission products.

Linda Skoglund is a ChFC® credentialed financial advisor with 34 years of industry experience. She is currently with Alera Investment Advisors, LLC and has prior experience at Cambridge Investment Research Advisors and Ja Counter. Skoglund serves on the board of Alera Group and is president of 2LMK, LLC, a family limited partnership managing investment accounts and rental properties including farmland and a rental property in Costa Rica. Alera Investment Advisors provides investment management, financial planning, and retirement-plan advisory services to a diverse client base including individuals, families, trusts, businesses, and institutions. The firm employs a primarily long-term, fundamental analysis-driven investment approach and integrates its advisory services with insurance and pension consulting platforms.

Andrew Rineck is a financial advisor with Alera Investment Advisors, LLC and holds a Series 66 designation. He has 10 years of industry experience, including prior roles at Cambridge Investment Research and its affiliates. Outside of his advisory work, he serves as a captain and firefighter for the City of River Falls and works as a tax preparer. Alera Investment Advisors, LLC provides investment management, financial planning, and retirement plan advisory services to individuals, families, trusts, businesses, and institutions. The firm employs a long-term investment approach using a combination of internal management, affiliate platforms, and independent managers, serving both retail investors and plan sponsors.

Jordan Wold is a financial advisor with Great Valley Advisor Group, LLC, holding a Series 66 designation and 12 years of industry experience. His prior experience includes roles at LPL Financial, Cetera Advisor Networks, and VOYA Financial Advisors. Outside of his advisory work, he serves as a referee for the Amery School District. Great Valley Advisor Group is an SEC-registered, multi-team investment adviser serving individuals, including high-net-worth clients, retirement plans, trusts, and other entities. The firm offers a range of investment management, financial planning, and retirement-plan consulting services, emphasizing individualized portfolio construction and ongoing oversight through a combination of in-house strategies and third-party managers.

Drew Kelly is a financial advisor at Fidelity with five years of industry experience. He holds Series 63 and Series 66 licenses. Prior to his current role, he worked at Thrivent Financial and has served as an assistant varsity hockey coach at New Richmond High School. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, utilizing a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services, fund consulting, and model portfolios built from mutual funds, ETFs, and ETPs.