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Credentials
CFP®, Series 63
Experience Industry experience
33 years
Location
Atwood, KS 67730
Cetera
Institution
Larry Cahoj is a CFP® professional with 33 years of industry experience, currently affiliated with Cetera. He has an extensive background including three decades at Avantax and longstanding ownership of a tax preparation business. In addition to his advisory work, he manages farming and agricultural operations through L & S Cahoj, Inc. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, and institutional accounts. The firm offers diversified investment management options, combining affiliated and third-party strategies across multiple program structures.
Based on Cetera
Based on Cetera
Flat fees may be charged for financial planning and consulting services as negotiated with advisor.
$0 - $250,000: up to 2.90% $250,001 - $500,000: up to 2.90% $500,001 - $1,000,000: up to 2.70% $1,000,001 - $2,000,000: up to 2.00% $2,000,001+: up to 1.50%
Advisors may be registered representatives and licensed insurance agents earning commissions on securities and insurance products.
Consulting and financial planning services may be charged on an hourly rate basis, ranges not specifically stated.
Account minimum: $5,000 Fee-only: Flat fees for financial planning and consulting services; hourly fees for financial planning and consulting according to client agreement; fees negotiated with advisor.
Atwood, KS
703 N. 4th St.
Atwood KS 67730
Advisors at this office
1
Kansas · Texas
33 years of industry experience
Cetera
2025 - Present • 1 year
Schaumburg, IL
Cetera Wealth Services, LLC
2025 - Present • 1 year
Atwood, KS
Avantax Insurance Agency, LLC
1995 - 2025 • 30 years
Atwood, KS
Avantax Advisory Services
1993 - 2025 • 32 years
Atwood, KS
Avantax Investment Services, Inc.
1992 - 2025 • 33 years
Atwood, KS
L & S Cahoj, Inc.
1990 - Present • 36 years
Atwood, KS
L & S Cahoj, Inc
1987 - Present • 39 years
Atwood, KS
Cahoj Financial Services
1984 - Present • 42 years
Atwood, KS
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Trust company
They provide trust and estate administration services, typically for separate fees.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
Bank
They're affiliated with a bank that may offer its own financial products and services.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
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