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Larry Loren Weichel

Advisor at Creative Financial Designs, Inc. — Okemos, MI

Updated today

Credentials

ChFC®, Series 66, Series 65, Series 63

Experience

18 years

Location

Okemos, MI 48864

Creative Financial Designs, Inc. logo

Creative Financial Designs, Inc.

Multi-team

Total advisors

160

Across 83 offices

Clients per advisor

65 High

Avg AUM per client

$275,989 Very Low

HNW client ratio

4% Very Low

About

Larry Weichel is a financial advisor with Creative Financial Designs, Inc., holding the ChFC® designation and Series 66, 65, and 63 licenses. He has 18 years of industry experience, having previously worked at Gleaner Life, Gleaner Financial, Regulus Advisors, LLC, and Lutheran Financial Services. Outside of his advisory work, he is involved in woodworking through a non-investment business partnership. Creative Financial Designs serves individual, corporate, and institutional clients, offering discretionary and non-discretionary investment management alongside financial planning and consulting. The firm uses asset-class model allocations and a range of risk objectives, with an Executive Investment Committee overseeing strategy and a distinctive suite of implementation features including Biblically Responsible Investing options.

Client services

Based on Creative Financial Designs, Inc.

Financial planning Portfolio management Pension consulting Newsletters or periodicals Educational seminars or workshops

Expertise

Based on Creative Financial Designs, Inc.

ESG / Sustainable investing Options & derivatives strategies

Demographic focus

Based on Creative Financial Designs, Inc.

Religious/faith focused

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Fee options

Percentage

$0+: Starting at 0.50% annually up to 2.00% annually for Brokerage Management platform $0+: Starting at 0.50% annually up to 1.50% annually for Self-Directed Management platform $0+: Starting at 0.50% annually up to 1.50% annually for Variable Annuity Management platform $0+: Starting at 0.50% annually up to 1.50% annually for Non-Discretionary Advisory Services

Project-based

Hourly fee up to $350 per hour, negotiable

Subscriptions

Retainer fees from $25 per month up to $3,500 per month, negotiable

Other

Account minimum: $7,000 Minimum fee: Custodial fee charged by cfd Investments for accounts at NFS: $8 monthly minimum fee Fee-only: Advisory fees negotiated between 0.50% and 2.00% annually depending on service and platform

Location

See office

Okemos, MI

2140 University Park Dr, Suite 250

Okemos MI 48864

Advisors at this office

2

Most active in

Michigan

Work history

18 years of industry experience

cfd Investments

2024 - Present • 2 years

Kokomo, IN

Creative Financial Designs

2024 - Present • 2 years

Kokomo, IN

Gleaner Life

2020 - 2024 • 4 years

Adrian, MI

Gleaner Financial

2019 - 2020 • 1 year

Adrian, MI

Regulus Advisors, LLC

2014 - 2019 • 5 years

Kentwood, MI

Lutheran Financial Services

2011 - 2019 • 8 years

Grand Ledge, MI

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Sage D

Series 63, Series 65, Series 7

Lansing, MI

Convergence Financial

I believe financial planning should be practical, understandable, and tailored to each client's unique situation. Whether someone is preparing for retirement, growing a business, managing a company retirement plan, or navigating a major life transition, my goal is to simplify complex decisions and provide guidance they can feel confident acting on. As the founder of DeMull Financial, I take a comprehensive approach to planning that goes beyond investments alone. Financial decisions rarely happen in a vacuum, so I work with clients to coordinate the many moving pieces of their financial lives, including retirement, taxes, cash flow, risk management, and legacy planning. I am committed to building long-term relationships based on trust, transparency, and accountability. The most rewarding part of my work is helping clients gain clarity, reduce financial stress, and feel confident about their future. Outside of the office, I enjoy golfing, coaching youth athletics, and spending time with my family.

Wealth management Retirement plans for business owners (SEP, solo 401k) College savings (529s, UTMA, etc.) Tax-loss harvesting Founder/Business Owner Retired Established Professionals HENRY (High Earners, Not Rich Yet) Approaching retirement Retired
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Larry F

Series 63, Series 65

Lansing, MI

Fitzpatrick Financial Solutions, LLC

Larry Fitzpatrick is the sole advisor at Fitzpatrick Financial Solutions, LLC, an independent firm based in Lansing, MI. He holds Series 63 and Series 65 licenses and has 16 years of industry experience, having founded his firm in 2009. Fitzpatrick Financial Solutions provides investment advisory and financial planning services to individual investors as well as retirement plans, trusts, estates, and small-business pension arrangements. The firm emphasizes primarily non-discretionary account management, utilizing technical, fundamental, and statistical analysis with a focus on ETFs, stocks, and bonds for cost efficiency and liquidity.

General retirement planning Wealth management
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Michael P

Series 65

Okemos, MI

Zen Horizon

Michael Parent is a financial advisor at Zen Horizon with a Series 65 designation and one year of industry experience. Prior to joining Zen Horizon Planning LLC, he held roles at Outward Intelligence, StockX, and Volkswagen Group of America. Outside of his advisory role, he maintains a full-time quantitative research position. Zen Horizon Planning LLC is a fee-only registered investment adviser that provides financial planning services to individuals and high-net-worth clients through ongoing and project-based engagements. The firm does not manage client assets or accept custody of client funds, focusing instead on delivering tailored written financial plans.

Business ownership considerations Cash flow / budgeting College savings (529s, UTMA, etc.) General estate planning guidance General retirement planning
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Jon S

CFP®, Series 66

Okemos, MI

FinancialMD, LLC

Jon Solitro is a CFP® and Series 66-licensed advisor with 12 years of industry experience. He is the principal of FinancialMD, LLC and has previously worked with Principal Securities INC, Washington Avenue Advisors, Holt-Dimondale Agency, The Centennial Group, and Principal Life Insurance Company. He serves as a board member for Youth Haven. FinancialMD provides comprehensive financial planning and discretionary investment management to individuals, families, businesses, and retirement plans, utilizing both tactical and strategic allocation supported by fundamental and technical analysis. The firm offers tailored advisory services including tax preparation through affiliated entities and maintains protocols to address potential conflicts related to its licensed insurance activities.

Debt management Charitable giving & philanthropy General estate planning guidance
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Tom O

ChFC®, Series 66

Lansing, MI

Parousia Wealth Stewards

Tom Owiti is a financial advisor with Parousia Wealth Stewards in Lansing, MI. He holds the ChFC® designation and Series 66 license, with five years of industry experience. Prior to founding Parousia Wealth Stewards, he worked at Beacon Wealth Consultants and Wells Fargo Clearing, and he is also principal and owner of Parousia Life Matters, LLC, a financial coaching and consulting business serving families and individuals. Parousia Wealth Stewards provides wealth management and financial planning services to individuals, high-net-worth clients, business owners, and charitable organizations. The firm offers fee-only investment management and project-based planning, utilizing third-party model providers and institutional platforms, with options for socially and Biblically Responsible Investing.

Annuities Charitable giving & philanthropy Business sale tax planning College savings (529s, UTMA, etc.) Retirement withdrawal strategies Founder/Business Owner Retired Values-based investing SRI/ESG (Socially Responsible Investing/Environmental, Social and Corporate Governance)
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Justin M

CFP®, Series 63, Series 66

Haslett, MI

Effective Assets

Justin Martello is a CFP® with 19 years of industry experience and has been with Effective Assets since 2012, currently serving as the sole advisor at the firm. He also works as an independent insurance agent outside of his advisory role. Effective Assets is a small SEC-registered investment adviser managing approximately $165 million in client assets, providing discretionary portfolio management and comprehensive financial planning to individuals, high-net-worth households, trusts, retirement plans, charitable organizations, and select businesses. The firm emphasizes socially responsible investing through ESG analysis and client-imposed social screens, with a focus on individualized asset allocation and regular client communications.

ESG / Sustainable investing Cash flow / budgeting College savings (529s, UTMA, etc.)
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