Lauren Healey

John Moss is a CFP® with 23 years of industry experience and the principal of JTM Wealth Management, Inc. in Windham, NY, where he has worked since 2016. Prior to that, he held roles at 1st Global Insurance Services, 1st Global Advisors, and 1st Global Capital Corp. He is also a licensed CPA and provides tax preparation and accounting services through his own practice. JTM Wealth Management, Inc. is an independent, single-advisor firm serving individual clients with discretionary portfolio management and written financial planning. The firm employs a long-term, Modern Portfolio Theory–based approach using diversified, model-based portfolios aligned with client risk tolerance and objectives.

Kathleen Godfrey is the sole owner of Godfrey Financial Associates, Inc. in Glenmont, NY, where she has worked since 1995. She holds Series 63 and Series 65 licenses and has seven years of industry experience. Her firm serves individuals, including high-net-worth clients, as well as corporations and business entities, providing discretionary portfolio management and financial planning services. The firm uses a national custodian platform and offers customized portfolios that include exchange-listed securities, mutual funds, ETFs, and fixed income, with both long- and short-term strategies.

Ruth Maresca is a financial advisor at Godfrey Financial Associates, Inc. with 21 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses and has worked at firms including LPL Financial, CUNA Brokerage Services, and Key Investment Services. Outside of her advisory role, she serves as an alternate trustee for Demberg Farm LLC and is a certified notary public. Godfrey Financial Associates serves individuals, including high-net-worth clients, as well as corporations and business entities, offering discretionary portfolio management and financial planning. The firm customizes portfolios across various asset classes and employs both long- and short-term strategies, while also providing access to licensed insurance products through its representatives.

Kathleen Peer is a financial advisor at SAGE 360 Advisors LLC with 30 years of industry experience. She holds a Series 63 designation and has worked at Peer Law Firm since 2011 while also serving at Sage360 Advisors since 2007. Outside of financial advising, she is an investor in Coalbed Methane Solutions LLC, a company that develops and manufactures down-hole sensor equipment for oil and gas wells. SAGE 360 Advisors serves individual and high-net-worth clients, as well as trusts and estates, managing approximately $21 million for about two dozen households. The firm provides portfolio management and financial planning services, primarily using fundamental analysis and a variety of investment strategies, and maintains a mostly non-discretionary management approach.

Tiffany Soricelli is a financial advisor with Godfrey Financial Associates, Inc. and holds Series 63 and Series 65 licenses, with nine years of industry experience. Her prior roles include positions at Virtuoso Asset Management LLC, Marshall & Sterling Wealth Advisors, LPL Financial, and Northwestern Mutual. Outside of financial advising, she owns Virtuoso Advising for Artists, a career coaching business for singers, musicians, and creatives. Godfrey Financial Associates serves individuals, including high-net-worth clients, as well as corporations and other business entities, offering discretionary portfolio management and financial planning. The firm customizes portfolios across various securities and employs ongoing monitoring and periodic rebalancing, often recommending outside professionals for legal, tax, or insurance needs.

David Jeram Jr. is a Series 65-credentialed advisor with Dutch Asset Corporation in Selkirk, NY. He is part of a seven-advisor team at the firm. Dutch Asset Corporation serves individual and high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm offers discretionary and non-discretionary portfolio management, pension consulting, financial planning, and referrals to third-party money managers, using a combination of fundamental and technical analysis alongside modern portfolio theory.