Lindsay Rice

Melody Townsend is a CFP® professional with 15 years of experience, currently serving as an advisor at Townsend Financial Planning since 2006. She is the managing member of Mountain Sage Holdings, LLC, a commercial property management business in Mt. Sterling, Kentucky. Townsend Financial Planning is an SEC-registered, fee-only fiduciary firm that provides financial planning and investment management services to individuals, families, and small businesses. The firm employs a long-term, buy-and-hold investment strategy using diversified, low-cost mutual funds and ETFs, and offers a range of engagement types including trustee services and retirement-plan consulting.

Jeremiah Creech is a CFP® and holds a Series 65 license with three years of industry experience. He is currently with Townsend Financial Planning in Mt. Sterling, KY, where he has worked since 2022. Prior to this, he gained experience at Citizens Guaranty Bank and spent over a decade in full-time education before entering the financial industry. Townsend Financial Planning serves individuals, families, and small-business owners with fee-only financial planning and investment management, operating as a fiduciary with a long-term, diversified investment approach. The firm manages approximately $148 million in discretionary assets for about 160 clients through a team of three advisors and offers additional services including retirement-plan consulting and trustee services.

Harrison Bailey is a CFP® and Series 65-licensed advisor with seven years of industry experience. He has been with Townsend Financial Planning since 2016 and also worked at Morehead State University from 2013 to 2017. Townsend Financial Planning serves individuals, families, and small-business owners with fee-only financial planning and investment management. The firm operates as a fiduciary, emphasizing a long-term, diversified, buy-and-hold investment approach and provides discretionary portfolio management alongside tailored planning engagements.

Jacob Hammons is a financial advisor with Cetera who holds a Series 66 designation and has six years of industry experience. His prior firms include Thrivent Financial and several entities within the Cetera network. Outside of his advisory work, he serves as an executor for his grandmother’s estate. Cetera Investment Advisers LLC is an SEC-registered firm that offers a range of portfolio management and financial planning services to individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors.

Shana Wells Sturgill is a financial advisor with Edward Jones in Mount Sterling, KY. She holds the Series 66 designation and has been with Edward Jones since 2019, following prior experience in physical therapy. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, with a nationwide network of more than 23,000 financial advisors.

Mollye Raney is a financial advisor at Edward Jones with 22 years of industry experience. She has been with Edward Jones since 2003 and holds Series 63 and Series 66 licenses. She serves as a board member for Clark Regional Medical Center in Winchester, KY. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory strategies supported by a large nationwide network of financial advisors and branch offices.