Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Credentials
Series 65, Series 63
Experience Industry experience
2 years
Location
Willits, CA 95490
Primerica Advisors
Institution
Magdalena Tio is a financial advisor with Primerica Advisors and holds Series 65 and Series 63 licenses. She has two years of industry experience, including roles at PFS Investments Inc. and Primerica Financial Services. Prior to her financial career, she worked in healthcare and retail, as well as serving at Community Care Chaplains for seven years. Primerica Advisors manages a wrap-fee asset management program primarily for individual investors, including both non-high-net-worth and high-net-worth clients, along with corporate and charitable clients. The firm uses model-delivery strategies from third-party asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.
Based on Primerica Advisors
$0 - $250,000: 1.74% (1.25% Advisory Fee + 0.49% Program Fee) $250,000.01 - $500,000: 1.71% (1.25% Advisory Fee + 0.46% Program Fee) $500,000.01 - $1,000,000: 1.52% (1.10% Advisory Fee + 0.42% Program Fee) $1,000,000.01 - $3,000,000: 1.38% (1.00% Advisory Fee + 0.38% Program Fee) $3,000,000.01 - $5,000,000: 1.15% (0.85% Advisory Fee + 0.30% Program Fee) $5,000,000.01 - $10,000,000: 1.00% (0.80% Advisory Fee + 0.20% Program Fee) $10,000,000.01+: 0.85% (0.75% Advisory Fee + 0.10% Program Fee)
Account minimum: $25,000
Willits, CA
2414 Bear Pl
Willits CA 95490
Advisors at this office
1
California
2 years of industry experience
PFS Investments Inc.
2024 - Present • 2 years
Willits, CA
Primerica Financial Services
2022 - Present • 4 years
Willits, CA
Ukiah Adventist Hospital
2022 - 2022 • 1 year
Ukiah, CA
Amazon
2021 - 2022 • 1 year
Phoenix, AZ
Community Care Chaplains
2014 - 2021 • 7 years
Phoenix, AZ
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Is not active or affiliated with:
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
CFP®, Series 66
Lava Ridge, CA
Factor Financial
Zachary Chiara is a CFP® professional with four years of experience in financial advising, currently the sole advisor at Factor Financial LLC. His prior roles include positions at U.S. Bancorp Investments, Bank of America, Merrill, and Thrivent Investment Management. In addition to his advisory work, he is involved with Factor Insurance Solutions as a licensed insurance agent. Factor Financial LLC is an independent registered investment adviser serving individual and high-net-worth clients with discretionary wealth management and project-based financial planning. The firm employs a blend of passive and active investment strategies based on asset allocation and Modern Portfolio Theory, offering tailored portfolio management and coordinating comprehensive financial planning services.
Series 63, Series 65
Willits, CA
Cornerstone Securities LLC
Jon Ferguson is a financial advisor with Cornerstone Securities LLC, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has previously worked at Planmember Securities Corporation and has operated his own business, Ferguson Financial Incorporated, since 2022. Outside of his advisory roles, he serves as an associate pastor at Calvary Chapel Willits. Cornerstone Securities LLC provides investment advisory services to individuals, trusts, estates, private corporations, and pension plans through a team of advisors. The firm emphasizes IAR-directed asset management, offering a combination of direct portfolio management, third-party advisory programs, and financial planning services.
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