Mark David Rosenfeld

Ernest Roo is the principal of EDR Investment Advisors, LLC, an independent advisory firm based in Eureka, Montana. He holds Series 63 and Series 66 licenses and has 18 years of experience in the financial industry. Prior to founding EDR Investment Advisors in 2013, he has also owned and operated EDR Financial, an insurance agency in Kalispell, Montana, since 1998, which provides employee benefit packages and individual insurance products. EDR Investment Advisors provides discretionary and non-discretionary portfolio management, financial planning, and consulting services to individuals, businesses, and retirement plans. The firm employs a combination of fundamental, technical, and charting analysis to manage portfolios using mutual funds, ETFs, equities, and fixed-income securities, and maintains a conservative approach to digital assets while also offering insurance products through its affiliation with a licensed insurance agency.

Barbara Schelhorn is a CFP® professional with 24 years of industry experience. She has worked at Creative Planning since 2021 and previously spent 18 years with Harris Investor Services LLC. Creative Planning provides investment advisory and financial planning services to a diverse client base including individuals, corporations, foundations, trusts, and retirement plans. The firm employs a financial planning–led investment approach that emphasizes low-cost indexing and buy-and-hold strategies, supported by a large advisory team and centralized investment infrastructure.

Bruce Bennett is a financial advisor at Morgan Stanley with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015, and Morgan Stanley Smith Barney since 2009. His prior experience includes a long tenure at Citigroup Global Markets starting in 1993. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Monte Carlo simulations, while generally acting in an advisory capacity for retirement accounts unless separately engaged.

Judith Seaman is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 35 years of industry experience. She has worked at Cetera and Cetera Advisors LLC since 2016, previously serving at Investors Capital Corporation for 15 years. She is also the owner and operator of Judy Seaman Investment Services, a financial services DBA active since 2001. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts, offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers through a multi-manager platform.