Mark David Rosenfeld

Ernest Roo is the principal of EDR Investment Advisors, LLC, an independent advisory firm based in Eureka, Montana. He holds Series 63 and Series 66 licenses and has 18 years of experience in the financial industry. Prior to founding EDR Investment Advisors in 2013, he has also owned and operated EDR Financial, an insurance agency in Kalispell, Montana, since 1998, which provides employee benefit packages and individual insurance products. EDR Investment Advisors provides discretionary and non-discretionary portfolio management, financial planning, and consulting services to individuals, businesses, and retirement plans. The firm employs a combination of fundamental, technical, and charting analysis to manage portfolios using mutual funds, ETFs, equities, and fixed-income securities, and maintains a conservative approach to digital assets while also offering insurance products through its affiliation with a licensed insurance agency.

Barbara Schelhorn is a CFP® professional with 24 years of industry experience. She has worked at Creative Planning since 2021 and previously spent 18 years with Harris Investor Services LLC. Creative Planning provides investment advisory and financial planning services to a diverse client base including individuals, corporations, foundations, trusts, and retirement plans. The firm employs a financial planning–led investment approach that emphasizes low-cost indexing and buy-and-hold strategies, supported by a large advisory team and centralized investment infrastructure.

Bruce Bennett is a financial advisor with Morgan Stanley in Eureka, Montana, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. His career includes roles at Citigroup Global Markets from 1993 to 2009 and Morgan Stanley Smith Barney since 2009, transitioning into Morgan Stanley Private Bank, National Association in 2015. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services that integrate advisory guidance with various investment and planning options.

Judith Seaman is a financial advisor at Cetera with 36 years of industry experience. She holds Series 63 and Series 65 credentials and has operated Judy Seaman Investment Services since 2001. Additionally, she works as an agent for fixed insurance products including life, annuities, and long-term care. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services with multiple program structures, supporting both discretionary and non-discretionary investment approaches.