Matthew Douglas Chaffee

Erinn Flanagan is the sole advisor at Flanagan Financial Management in Norwich, NY, holding Series 63 and Series 65 credentials with 30 years of industry experience. She has worked at Leigh Baldwin & Co., L.L.C. since 2000 and founded her current firm in 2013. Outside of advising, she has a majority ownership interest in a local building associated with bookkeeping and rental activities. Flanagan Financial Management provides discretionary portfolio management and tailored asset-allocation advice to individual clients and charitable organizations. The firm manages a concentrated asset base across a small number of accounts, offering customized strategies using multiple analytical methods and continuous portfolio monitoring.

Peter Derensis is a CFP® with 21 years of industry experience, currently serving as a financial advisor at &Partners since 2026. He previously worked at Wells Fargo Advisors and Wells Fargo Clearing from 2009 to 2026. In addition to his advisory role, he is a finance committee member of Chenango Valley Home. &Partners serves a diverse range of individual and institutional clients, offering investment management, financial and tax planning, and retirement plan services. The firm employs both discretionary and non-discretionary investment strategies using a combination of proprietary and third-party approaches, with ongoing monitoring and account reviews.

Gregory Lamonica is a financial advisor with &PARTNERS who holds a Series 66 credential and has 17 years of industry experience. His prior work includes roles at Wells Fargo Advisors, Wells Fargo Clearing Services LLC, Securities Management & Research, Inc., and Farm Family. He is involved in a private investment-related business, GREG LAMONICA, INC. &PARTNERS serves a diverse client base that includes individuals, retirement plans, charitable organizations, and corporations. The firm offers investment management, financial and tax planning, and specialized advisory services using a mix of proprietary and third-party strategies, supported by a dual registration as a registered investment adviser and broker-dealer.

Marci Holden is a financial advisor at &Partners with Series 63 and Series 66 designations and nine years of industry experience. Her previous roles include positions at Wells Fargo Advisors, Wells Fargo Clearing Services LLC, Edward Jones, and Elevation LLC. She serves as treasurer for the Chenango Foundation, where she attends quarterly meetings and reviews financial statements. &Partners serves a diverse client base including high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm offers investment management and financial planning services using a range of analytical approaches and both proprietary and third-party strategies, with oversight of municipal advisory roles and a combination of advisory fees and transaction-based compensation.

Peter Smith is a financial advisor with Ameriprise in Norwich, NY, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. His prior roles include positions at Wells Fargo Advisors and Wells Fargo Clearing. Outside of his advisory work, he serves on the boards of several local foundations, including the Greater Norwich Foundation, the Cook Foundation, and the Roger Follett Foundation, where he is president. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, combining research-driven modeling and tax-efficient strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Robert Carey is a financial advisor with LPL Financial in Norwich, NY, holding a Series 63 designation and 29 years of industry experience. He has worked at LPL Financial since 2010 and concurrently at Mang Advisors since 2001. Outside of his advisory role, he has been involved in property renovation and sales through Carey Properties, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and corporations. The firm offers diverse advisory programs, retirement consulting, and brokerage services supported by model portfolios, third-party research, and technology-driven investment strategies.