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Maxine Christensen

Advisor at OSAIC

Updated today

Location

Manhattan, KS

Credentials

Series 63, Series 66

Industry experience

14 years

About

Maxine Christensen is a financial advisor at OSAIC with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including Woodbury Financial Services, Prosperity Advisors, Cetera Advisors, and Rains Purinton Group. Outside of advising, she serves as an office manager for Ad Astra Investment Management LLC and holds power of attorney responsibilities for her children. OSAIC is an SEC-registered investment adviser and broker-dealer that serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs and employs a systematic investment process combining risk assessment, asset allocation, and portfolio optimization, supporting thousands of advisors and managing approximately $200 billion in assets.

Client services

Based on OSAIC

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

Based on OSAIC

Annuities

Occupation focus

Based on OSAIC

Founder/Business Owner Executive Retired

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Fee options

Fixed

Fixed or flat fees for financial planning and consulting services generally up to $25,000, can exceed for high net worth individuals; Non-Discretionary Investment Advisory Services fixed fees from $500 to $15,000; Retirement Plan Consulting Services fixed fees from $1,000 to $100,000.

Percentage

$0 - $5,500: Negotiable, varies by Advisory Representative and program $5,500 - $10,000: Negotiable, varies by Advisory Representative and program $10,000+: Negotiable, varies by Advisory Representative and program

Commissions

Advisory Representatives may receive commissions as registered representatives or insurance agents for securities or insurance product sales outside advisory accounts.

Project-based

$0 - $750 per hour for financial planning and consulting services, Non-Discretionary Investment Advisory Services, and Retirement Plan Consulting Services.

Other

Account minimum: $5,500 to $10,000 depending on program Fee-only: Advisory fees negotiated individually by Advisory Representatives; often asset-based fees with wrap or non-wrap structures; fees can be up to 3% annually for Plan Participant Retirement Program; fee schedules vary by program and Advisory Representative.

Location

Manhattan, KS

Most active in

Kansas

Work history

OSAIC

2024 - Present (2 years)

Woodbury Financial Services Inc

2022 - 2024 (2 years)

Prosperity Advisors, Llc

2021 - 2022 (1 year)

Cetera Advisors LLC

2013 - 2022 (9 years)

Rains Purinton Group

2011 - 2021 (10 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Thomas H

Series 66

Manhattan, KS

KONZA Capital Advisors

Thomas Hintz is a financial advisor with KONZA Capital Advisors in Manhattan, KS, holding a Series 66 designation and 23 years of industry experience. He has been a partner at Varney & Associates CPA's since 1977, where he provides investment advice incidental to tax and accounting services. Konza Capital Advisors is a fee-only firm owned and operated by Hintz that offers discretionary portfolio management and financial advice to individuals, trusts, and IRAs. The firm manages approximately $16 million in client assets and primarily uses low-cost mutual funds and ETFs to implement client-directed allocations.

Wealth management Passive / index investing
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Michael H

Series 63, Series 66

Manhattan, KS

Heartland Wealth Strategies LLC

Michael Hammersmith is the principal advisor at Heartland Wealth Strategies LLC in Manhattan, KS, holding Series 63 and Series 66 licenses with 17 years of industry experience. Prior to founding Heartland Wealth Strategies in 2018, he worked at Central Financial Services and Ameritas Investment Corp. Outside of advising, he is a partner in a retail liquor store and a fitness center in Maple Hill, KS. Heartland Wealth Strategies provides personalized financial planning and discretionary investment management to individuals and institutional clients. The firm employs a risk-oriented, asset-allocation approach using diversified mutual fund and ETF portfolios, with regular account reviews and client-imposed investment restrictions.

Wealth management
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Randy S

Series 65

Manhattan, KS

Abundance Wealth Management

Randy Stitt is a financial advisor at Abundance Wealth Management, an independent firm based in Manhattan, KS. He holds a Series 65 credential and has over two decades of experience, including roles at Community First National Bank since 2002 and Kansas State University since 2009. Abundance Wealth Management provides investment management and financial planning services to individuals, high-net-worth clients, charitable organizations, and corporations. The firm uses a blend of fundamental analysis and Modern Portfolio Theory, offering tailored asset allocation strategies that include passive, active, and socially conscious investment options.

Wealth management Business ownership considerations Cash flow / budgeting College savings (529s, UTMA, etc.)
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Stuart H

CFP®

Manhattan, KS

No Coast Financial Group

Stuart Heckman is a CFP® professional with nine years of industry experience, currently serving as the principal advisor at No Coast Financial Group. He has held roles at Garrett Investment Advisors and CGN Advisors and is an Associate Professor of Practice at Texas Tech University. He also owns Heckman Research Consulting, LLC, a non-investment-related business. No Coast Financial Group is a fee-only independent advisory firm serving individuals, charitable organizations, corporations, and employer-sponsored retirement plans. The firm employs asset-allocation strategies based on Modern Portfolio Theory and fundamental analysis, offering tailored portfolio management with options for socially responsible investing and educational seminars.

General retirement planning Retirement income strategy Cash flow / budgeting College savings (529s, UTMA, etc.)
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Derek L

CFP®, Series 63

Manhattan, KS

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Derek Lawson is a CFP® with nine years of experience at Priority Financial Partners in Manhattan, KS. He has held academic positions at Kansas State University since 2015, currently serving as an assistant professor teaching CFP Board Core Content classes and conducting research. Prior to his current role, he also worked at Texas Tech University. Priority Financial Partners is a small advisory firm serving individual and high-net-worth clients with comprehensive financial planning and investment management. The firm employs a passive, asset-class-based investment approach, focusing on diversified, cost-efficient portfolios tailored to client risk profiles.

College savings (529s, UTMA, etc.) Cash flow / budgeting General estate planning guidance General retirement planning General tax planning
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Anthony H

Series 63, Series 65

Manhattan, KS

Keating Financial Advisory Services

Anthony Hayden is a financial advisor at Keating Financial Advisory Services with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Raymond James Financial and Keating & Associates, Inc. Hayden is the founder of Abundance Alliance, a nonprofit supporting community causes and entrepreneurial philanthropy. Keating Financial Advisory Services primarily serves pension and profit-sharing plans, corporate retirement plans, and other institutional clients, managing $330 million in plan assets. The firm offers both discretionary and non-discretionary investment management, focusing on mutual funds, ETFs, equities, and fixed income, along with financial planning and consulting services.

College savings (529s, UTMA, etc.) General retirement planning Retirement income strategy Life insurance needs analysis Charitable giving & philanthropy Founder/Business Owner Retired
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