Maxwell Carlson

Lance Grothe is a CFP® and PFS™ credentialed advisor with 30 years of industry experience. He has worked primarily with Avantax entities from 1995 to 2025 and currently serves at Cetera. Outside of his advisory role, Grothe is involved in community service as president and treasurer of the Bennett/Watkins Lions Club and serves as a Presbyterian parish associate. He is also president of Grothe Financial Services P.C., a tax preparation and accounting firm. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management and fiduciary solutions supported by multiple program structures and model portfolios.

Darius Releford is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and previously worked at Edward Jones and First Security Bank Trust & Co. Outside of finance, he coaches track and field for 6th-12th grade students at Kent Denver School. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory capabilities with brokerage and investment management services.

Nathan Sumner is a CFP® professional with 11 years of industry experience, currently advising at LPL Financial since 2021. His background includes roles at Waddell & Reed and involvement with organizations such as the Financial Planning Association of Colorado and the Rocky Mountain Society of Financial Services Professionals. Outside of finance, he works as a ski instructor at Vail Resorts and teaches at Whiskey University. LPL Financial serves a diverse client base including individuals, retirement plans, institutions, charities, and high-net-worth households, offering a range of advisory and brokerage services supported by in-house research and flexible investment solutions.

Andrew Hayden is a financial advisor at Edward Jones in Aurora, CO, holding a Series 66 designation with seven years of industry experience. Prior to joining Edward Jones in 2018, he worked for Skyline Display & Design for five years. He serves as secretary for the Willow Trace Metro District in Littleton, CO, where he participates in decisions related to landscaping, snow removal, fencing replacement, and financial matters. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, affiliated mutual funds, and tax-efficient services under a fiduciary standard.

Scott Rivoira is a financial advisor with Cetera, holding Series 63, 65, and 66 licenses and 24 years of industry experience. He has worked at multiple firms, including FIT Asset Management and Voya Financial Advisors, before joining Cetera Investment Advisors in 2019. Outside of his advisory role, he serves as a USA hockey referee. Cetera Investment Advisers supports a diverse client base, including individual, high-net-worth, institutional, and retirement-plan clients, through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, combining advisor-managed accounts with firm-sponsored model portfolios and third-party solutions.