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Michael Dean Cavendish

Advisor at Vandalia Wealth — Charleston, WV

Updated today

Credentials

Series 63, Series 65

Experience

44 years

Location

Charleston, WV 25311

Vandalia Wealth logo

Vandalia Wealth

Team

Total advisors

14

Across 4 offices

Clients per advisor

34 Low

Avg AUM per client

$532,141 Low

HNW client ratio

5% Very Low

About

Michael Cavendish is a financial advisor at Vandalia Wealth with 44 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Wells Fargo Clearing and Axxcess Wealth Management. He serves as an investment committee member for the Beckley Area Foundation, a charitable organization. Vandalia Wealth provides discretionary wealth management, investment management, financial planning, and retirement-plan advisory services to individuals, trusts, estates, businesses, and retirement plans. The firm uses model portfolios built with low-cost mutual funds, ETFs, individual securities, and alternative investments, emphasizing a generally long-term investment approach while allowing for rebalancing and client-specific needs.

Client services

Based on Vandalia Wealth

Financial planning Portfolio management Pension consulting Selection of other advisers

Expertise

Based on Vandalia Wealth

Private / alternative investments Wealth management

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Fee options

Fixed

Fixed engagement fees for financial planning range from $5,000 to $50,000. Fixed engagement fees for wealth management range from $5,000 to $20,000 annually.

Percentage

$0 - $2,000,000: 1.00% $2,000,001 - $3,000,000: 0.85% $3,000,001 - $4,000,000: 0.75% $4,000,001+: 0.65%

Project-based

Hourly financial planning fees up to $500 per hour.

Other

Minimum fee: Fixed engagement fees for wealth management range from $5,000 to $20,000 annually based on scope, complexity, and assets managed. Fee-only: Financial planning services offered on standalone basis, hourly rates up to $500 per hour and fixed fees from $5,000 to $50,000.

Location

See office

Charleston, WV

500 Corporate Landing, Suite 201

Charleston WV 25311

Advisors at this office

10

Most active in

Texas · West Virginia

Work history

44 years of industry experience

Vandalia Wealth Management Incorporated

2026 - Present • 1 year

Beckley, WV

Axxcess Wealth Management, LLC

2023 - Present • 3 years

Beckley, WV

Wells Fargo Clearing

2016 - 2023 • 7 years

Beckley, WV

wells fargo advisors llc

2009 - 2016 • 7 years

Beckley, WV

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

user avatar

Angela B

Series 65

South Charleston, WV

Global Freedom Financial LLC

Angela Beblo is a financial advisor at Global Freedom Financial LLC with a Series 65 credential and four years of industry experience. She has worked at Jackson Kelly PLLC since 2022 as Counsel and previously spent sixteen years at Spilman Thomas & Battle PLLC. Beblo maintains an active legal practice alongside her advisory role. Global Freedom Financial LLC provides comprehensive financial planning and consulting to individual clients, focusing on retirement, estate, tax, and business planning among other areas. The firm does not manage assets but offers investment analysis and recommendations within planning engagements, operating as a single-advisor practice with a legal affiliation.

Business ownership considerations Business exit / sale strategy Cash flow / budgeting College savings (529s, UTMA, etc.) General estate planning guidance
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Robert N

Series 65

Charleston, WV

WNA Wealth Management, LLC

Robert Nistendirk is a financial advisor at WNA Wealth Management, LLC with two years of industry experience. He holds a Series 65 designation and has been a partner at Costanzo Woomer Nistendirk, PLLC since 1996. WNA Wealth Management provides investment advisory and financial planning services primarily to individual clients, including retirement and pension/profit-sharing plans. The firm’s approach emphasizes asset allocation and a combination of strategies such as dollar-cost averaging, technical analysis, and both long- and short-term purchases, supported by Savant Wealth Management’s platform for portfolio management and trade processing.

General estate planning guidance Annuities
user avatar

Eric A

CFP®, Series 63, Series 65

South Charleston, WV

Retirement Planning Consultants Inc

Eric Ayersman is a CFP® professional with 13 years of experience in financial advising and over 26 years as a CPA. He is the principal of Retirement Planning Consultants Inc. in South Charleston, WV, and previously worked with Avantax Insurance Agency, Avantax Advisory Services, and Avantax Investment Services. Outside of advising, he maintains a tax preparation and consulting business through Ayersman Financial Group, Inc. Retirement Planning Consultants Inc. provides investment management for individual, corporate, and charitable clients, specializing in retirement accounts such as IRAs, 401(k)s, and 529 plans. The firm focuses on customized asset allocation primarily using ETFs, managing most assets on a discretionary basis while offering access to insurance and annuity products through the principal’s CPA and insurance licensure.

Annuities Retirement plans for business owners (SEP, solo 401k)
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Brian R

Series 63

South Charleston, WV

Freedom Financial Advisors, LLC

Brian Ross is a financial advisor at Freedom Financial Advisors, LLC with four years of industry experience. He holds a Series 63 designation and has worked at Freedom Financial Advisors since 2022. In addition to his advisory role, Ross is involved with Freedom Financial Insurance Group, where he works as an agent selling fixed annuities and life insurance, and with Freedom Federal Educators, providing educational services. Freedom Financial Advisors serves individual clients with financial planning and portfolio management, as well as retirement plan consulting for 401(k) plans. The firm employs a fundamental analysis-based investment process with a conservative approach, emphasizes educational services, and maintains licensed insurance agents on staff who sell insurance products separately from advisory fees.

Retirement plans for business owners (SEP, solo 401k) General retirement planning General tax planning Wealth management
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Melissa G

Series 63

South Charleston, WV

Freedom Financial Advisors, LLC

Melissa Grass is a financial advisor at Freedom Financial Advisors, LLC with three years of industry experience. She holds a Series 63 designation and has prior experience at TransAmerica. Outside of investment advising, she is the CEO of Freedom Federal Educators, a business that provides federal benefits education through webinars and other content. Freedom Financial Advisors primarily serves individual clients with financial planning and portfolio management, as well as retirement plan consulting for 401(k) plans. The firm emphasizes fundamental analysis, conservative positioning, and educational services, managing approximately $13 million in assets mostly on a non-discretionary basis.

Retirement plans for business owners (SEP, solo 401k) General retirement planning General tax planning Wealth management
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Kirstin S

Series 65

South Charleston, WV

Freedom Financial Advisors, LLC

Kirstin Selbee is a financial advisor at Freedom Financial Advisors, LLC and holds a Series 65 credential. She has no prior industry experience but has worked in various healthcare roles and as a homemaker. Freedom Financial Advisors primarily serves individual clients with financial planning and portfolio management, as well as retirement plan consulting for 401(k) plans. The firm employs a conservative investment approach based on fundamental business analysis and emphasizes client education and non-discretionary account management.

Retirement plans for business owners (SEP, solo 401k) General retirement planning General tax planning Wealth management
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