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Michael Gray

Advisor at Csenge Advisory Group, LLC

Updated today

Location

Cookeville, TN 38506

Credentials

Series 66

Industry experience

3 years

About

Michael Gray is a financial advisor with Csenge Advisory Group, LLC and holds a Series 66 designation. He has three years of industry experience, including roles at Integrity Alliance, Lion Street Financial, and Fidelis Financial Strategies. Outside of his advisory work, he serves as Board President for Hope Springs Clinic, a nonprofit providing urgent mental health care services. Csenge Advisory Group serves charitable organizations, corporations, business entities, and individual clients, including high-net-worth families. The firm offers asset management, financial planning, and retirement plan consulting, using a top-down investment process that combines fundamental and technical analysis to construct portfolios primarily with mutual funds and ETFs.

Client services

Based on Csenge Advisory Group, LLC

Financial planning Portfolio management Pension consulting Selection of other advisers Asset allocation services

Occupation focus

Based on Csenge Advisory Group, LLC

Founder/Business Owner Retired

Demographic focus

Based on Csenge Advisory Group, LLC

Approaching retirement

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Fee options

Fixed

Financial planning fixed fees: Level One $750, Level Two $1,250, Level Three $2,000; Corporate consulting fixed fee $5,000-$100,000.

Percentage

$0+: 2.35% (Asset Management Programs maximum annual fee) $0+: 1.50% (Asset Allocation Services maximum annual fee) $0+: Up to 2.5% (Third-Party Management Programs, negotiable, combined fees will not exceed 2.5%) $0+: 1.5% (Corporate Investment and Retirement Plan Services maximum annual fee)

Commissions

Advisor representatives may earn commissions if implementing financial plans through broker dealer or insurance products through insurance companies.

Project-based

Certified Financial Planner: up to $500/hour; Associate: up to $125/hour; Corporate consulting hourly fee $50-$500/hour.

Other

Fee-only: Financial planning and consulting services offered on fixed or hourly basis; fees generally not negotiable except hourly range provided.

Location

480 One Eleven Place

Cookeville, TN 38506

Most active in

Tennessee

Work history

Integrity Alliance, Llc.

2025 - Present (1 year)

Csenge Advisory Group, LLC

2024 - Present (2 years)

Lion Street Financial, LLC

2023 - Present (3 years)

Fidelis Financial Strategies

2022 - Present (4 years)

HCL America

2021 - 2022 (1 year)

Tennessee Tech University

2020 - 2021 (1 year)

Satellite Med

2018 - 2020 (2 years)

Highlands Dermatology and Surgical Associates

2017 - 2022 (5 years)

Firehouse Subs

2015 - 2017 (2 years)

Cookeville High School

2012 - 2016 (4 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Caleb R

Series 65

Cookeville, TN

Cravens & Company Wealth Management

Caleb Rouse is a financial advisor at Cravens & Company Wealth Management in Cookeville, TN, holding a Series 65 designation with experience beginning in 2023. Prior to his advisory role, he worked in various positions including at Lowe's and Tennessee Tech University. Cravens & Company Wealth Management serves individuals, high-net-worth families, executives, healthcare and legal professionals, retirees, and business entities with services such as discretionary investment management, family office programs, and retirement plan fiduciary services. The firm emphasizes a collaborative, multi-generational approach integrating financial, tax, and estate planning alongside portfolio management.

Wealth management Business exit / sale strategy Retirement income strategy General estate planning guidance Cash flow / budgeting Executive Doctor or Medical Professional Attorney Retired Established Professionals Retired
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Travis G

Series 66

Cookville, TN

Compass Advisory Partners LLC

Travis Giffey is a financial advisor with Compass Advisory Partners LLC, holding a Series 66 designation and over 20 years of industry experience. He has worked at firms including FSC Securities Corporation and Lion Street Financial, and has been with Compass Advisory Partners since 2012. Outside of his advisory role, he owns and operates agricultural businesses focused on cattle farming. Compass Advisory Partners provides financial planning and consulting services to individuals, corporations, charitable organizations, trusts, and estates. The firm offers written financial plans and consultations without discretionary portfolio management, focusing on retirement, cash flow, insurance, estate, and business succession planning through an hourly fee model.

Business succession planning
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David S

CFP®, Series 66

Cookeville, TN

Compass Advisory Partners LLC

David Stites is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at Compass Advisory Partners LLC. He has held advisory roles at Integrity Alliance, Csenge Advisory Group, and Lion Street Financial, among others. Stites is also involved with Fidelis Financial Strategies, where he sells life, health, and annuity contracts as part of the financial planning process. Compass Advisory Partners provides financial planning and consulting services to individuals, corporations, charitable organizations, trusts, and estates. The firm focuses on delivering written financial plans and consultations without discretionary portfolio management, emphasizing client implementation through custodians of their choice.

Business succession planning
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Wayne C

Series 63

Cookeville, TN

Cravens & Company Wealth Management

Wayne Cravens is a financial advisor at Cravens & Company Wealth Management with 38 years of industry experience. He holds a Series 63 designation and has worked at firms including Osaic Wealth, Inc., Progressive Savings Bank, and FSC Securities Corporation. Outside of advisory work, he is involved in managing a grocery-anchored retail development through his role with 10th Street Capital Partners, LLC. Cravens & Company Wealth Management serves individuals, high-net-worth families, executives, healthcare and legal professionals, retirees, and business entities. The firm offers discretionary investment management, private client and family office programs, and fiduciary services, utilizing a collaborative multi-generational approach that integrates financial, tax, and estate planning with portfolio management.

Wealth management Business exit / sale strategy Retirement income strategy General estate planning guidance Cash flow / budgeting Executive Doctor or Medical Professional Attorney Retired Established Professionals Retired
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R. K

ChFC®, Series 65

Cookeville, TN

RidgeBrooke Capital Management LLC

R. Kirby is a financial advisor with RidgeBrooke Capital Management LLC, holding the ChFC® designation and Series 65 license, and has 14 years of industry experience. Prior to joining RidgeBrooke Capital Management in 2020, Kirby worked at Virtue Capital Management, LLC and Horter Investment Management. He serves on the Board of the International Foundation for Retirement Education. RidgeBrooke Capital Management LLC provides discretionary asset management and financial planning to individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities. The firm employs a tailored investment approach that includes fundamental, technical, charting, and cyclical analysis, and offers active management of fixed indexed annuities alongside traditional portfolio management.

Annuities Retirement income strategy Wealth management Tax-loss harvesting General estate planning guidance
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William W

Series 63, Series 65

Cookeville, TN

Southland Equity Partners, LLC.

William Welch III is a financial advisor at Cravens & Company Wealth Management with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Cravens and Company Advisors LLC since 2009, along with prior roles at FSC Securities Corporation, Progressive Savings Bank, and Rains Agency Inc. Cravens & Company Wealth Management serves individuals, high-net-worth families, executives, healthcare and legal professionals, retirees, and business entities. The firm offers discretionary investment management, family office programs, fixed-income management, business consulting, and retirement plan fiduciary services, employing a collaborative approach that integrates financial, tax, and estate planning with portfolio management.

Wealth management General tax planning
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