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Credentials
CFP®
Experience Industry experience
17 years
Location
Williamsburg, VA
Foundations Financial Planning, LLC
Independent
Total advisors
1Clients per advisor
47 HighAvg AUM per client
$0 Very LowHNW client ratio
74% Very HighMichael Coirin is a CFP® professional with 16 years of experience, operating as the sole advisor at Foundations Financial Planning, LLC in Williamsburg, VA. Foundations Financial Planning offers personalized, confidential financial planning and investment advice to individuals, trusts, estates, charitable organizations, and business entities. The firm employs a strategic asset-allocation, core-and-satellite investment approach that favors low-cost, no-load mutual funds and ETFs, providing recommendations through written reports and periodic reviews without discretionary trading authority or custody of client assets.
Based on Foundations Financial Planning, LLC
Comprehensive Financial Planning Agreement fees are fixed yearly amounts based on net worth with tiered rates; Retainer Agreement annual fixed fee based on expected scope of effort.
$0 - $500,000: $750 per year fixed fee $500,001 - $1,000,000: $1,000 per year fixed fee $1,000,001 - $1,500,000: $1,500 per year fixed fee $1,500,001 - $2,000,000: $2,000 per year fixed fee $2,000,001 - $2,500,000: $2,500 per year fixed fee $2,500,001 - $3,000,000: $3,000 per year fixed fee $3,000,001 - $3,500,000: $3,500 per year fixed fee $3,500,001 - $4,000,000: $4,000 per year fixed fee $4,000,001 - $4,500,000: $4,500 per year fixed fee $4,500,001 - $5,000,000: $5,000 per year fixed fee $5,000,001+: Fee depends on complexity
Hourly Planning Agreement and Retainer Agreement charged at $250 per hour; fees are negotiable.
Account minimum: $37,500 Minimum fee: Investment Advice Agreement minimum fee is $750 per year; Comprehensive Financial Planning Agreement minimum fee is $2,250 for year one; Hourly Planning Agreement minimum fee is $750 (three hours at $250/hour); Retainer Agreement minimum fee is $750 per year (three hours at $250/hour) Fee-only: Firm is strictly fee-only; no commissions or sales of financial products.
Williamsburg, VA
Williamsburg VA
Advisors at this office
1
Massachusetts · Virginia
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is not active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Verified by Warmer
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